Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 196–210 results in Boston, MA-NH metro
- Taunton Federal Credit UnionMoney Maker Plus Term Share CertificateCD · 12 months · $250 min
Credit union · 2 branches
0.50%APY$50 over 1 year on $10,000with conditionsRequirements
Product: Certificate requires an existing payroll or ACH deposit at TFed. Not valid for qualified funds (IRA). Minimum opening deposit of $250 required to earn APY, unless waived for TFed at Work participants. If payroll is not deposited into the certificate within 90 days, rate adjusts to the standard savings rate based on account balance. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Automatically renews at prevailing rate upon maturity.
Offer: Requires minimum payroll deposit of $100 weekly, $200 biweekly, or $400 monthly. Requires existing payroll or ACH deposit at TFed. Minimum opening deposit of $250 to earn APY unless waived for TFed at Work participants. Rate adjusts to standard savings rate if payroll not deposited within 90 days. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Upon maturity, renews at prevailing rate.
Qualified rate · 0.50% interest rate · Effective Sep 14, 2026
Rate checked
More details - 0.50%APY$100 over 24 months on $10,000
Requirements
Product: Fixed rate means that, after the CD is opened, you receive the applicable interest rate until the CD matures. A penalty is imposed for early withdrawals from a CD, which may reduce earnings. Interest compounded monthly.
0.50% interest rate · Compounded monthly
Rate checked
More details - Taunton Federal Credit UnionMoney Maker Term Share CertificateCD · 12 months · $250 min
Credit union · 2 branches
0.45%APY$45 over 1 year on $10,000with conditionsRequirements
Product: Certificate requires an existing payroll or ACH deposit at TFed. Not valid for qualified funds (IRA). Minimum opening deposit of $250 required to earn APY, unless waived for TFed at Work participants. If payroll is not deposited into the certificate within 90 days, rate adjusts to the standard savings rate based on account balance. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Automatically renews at prevailing rate upon maturity.
Offer: Requires minimum payroll deposit of $25 weekly, $50 biweekly, or $100 monthly. Requires existing payroll or ACH deposit at TFed. Minimum opening deposit of $250 to earn APY unless waived for TFed at Work participants. Rate adjusts to standard savings rate if payroll not deposited within 90 days. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Upon maturity, renews at prevailing rate.
Qualified rate · 0.45% interest rate · Effective Sep 14, 2026
Rate checked
More details - 0.45%APY$181 over 48 months on $10,000with conditions
Requirements
Product: A penalty may be imposed for early withdrawal. After the account is opened, deposits into or withdrawals of principal are not allowed until maturity; withdrawal of interest is allowed. Automatic renewal.
Offer: Relationship rate available with Silver Lining, Heroes and Golden Rewards bundles. 4-Year (48-Month) term. Early withdrawal penalty may be imposed.
Qualified rate · 0.45% interest rate
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More details - 0.40%APY$30 over 9 months on $10,000
Requirements
Product: Guaranteed for length of term. Interest paid and compounded monthly. Early withdrawal penalty may apply.
Offer: Interest paid and compounded monthly. Guaranteed for length of term. Early withdrawal penalty may apply.
0.40% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - 0.40%APY$60 over 18 months on $10,000
Requirements
Product: Personal deposits of Massachusetts residents only. Penalty may be imposed for early withdrawals.
Effective Oct 4, 2026
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More details - 0.30%APY$30 over 1 year on $10,000
Requirements
Product: Online only. Penalty may be imposed for early withdrawal. Not available as an IRA.
Offer: Online only standard rate. Early withdrawal penalty may be imposed.
0.30% interest rate
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More details - 0.30%APY$38 over 15 months on $10,000
Effective Jan 4, 2025
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More details - 0.30%APY$45 over 18 months on $10,000
Requirements
Product: Allows a one-time rate adjustment during the term to a higher Partners posted CD rate of the same term for the remainder of the term. Must request bump-up; limit of one rate increase per term. Penalty may be assessed for early withdrawal. Not available to IRAs. Daily balance method.
Offer: Standard rate. 1 1/2-Year term. Early withdrawal penalty may be imposed. One-time bump-up option. Daily balance method.
0.30% interest rate
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More details - 0.30%APY$60 over 24 months on $10,000
Requirements
Product: Interest on CDs is simple interest, credited at the end of the term or annually if the term is greater than one year. A penalty may be imposed for early withdrawals and fees may reduce earnings.
0.30% interest rate · Effective Sep 24, 2026
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More details - 0.30%APY$60 over 24 months on $10,000
Requirements
Product: Interest on CDs is simple interest, credited at the end of the term or annually if the term is greater than one year. A penalty may be imposed for early withdrawals and fees may reduce earnings.
0.30% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.30%APY$90 over 36 months on $10,000
Requirements
Product: Interest on CDs is simple interest, credited at the end of the term or annually if the term is greater than one year. A penalty may be imposed for early withdrawals and fees may reduce earnings.
0.30% interest rate · Effective Sep 24, 2026
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More details - OneUnited BankUNITY Gold One Year E-CDCD · 12 months · $500 min · 0.25%–0.30% by balance
Bank · 2 branches
0.25%APY$25 over 1 year on $10,000Requirements
Product: Interest on CDs is simple interest, credited at the end of the term or annually if the term is greater than one year. A penalty may be imposed for early withdrawals and fees may reduce earnings.
0.25% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for UNITY Gold One Year E-CD Balance APY $500 – $250,000Your amount 0.25% $250,000 and up 0.30% Rate checked
More details - 0.10%APY$2 over 3 months on $10,000
Requirements
Product: Interest on CDs is simple interest, credited at the end of the term or annually if the term is greater than one year. A penalty may be imposed for early withdrawals and fees may reduce earnings.
0.10% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.10%APY$3 over 4 months on $10,000
Requirements
Product: Interest on CDs is simple interest, credited at the end of the term or annually if the term is greater than one year. A penalty may be imposed for early withdrawals and fees may reduce earnings.
0.10% interest rate · Effective Sep 24, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Boston, MA-NH metro
1,533 CDs at 140 banks and credit unions · checked Oct 16–22
- Typical
- 3.05%
- Top 10% from
- 4.10%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.25%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches