Best CD rates and certificates

Requirements

Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.

Offer: Renewal Only. Promotional rate.

Requirements

Product: Quarterly compounding. A penalty for early withdrawal may be imposed. Minimum balance to open is $500 or $1,000 depending on the term.

Offer: Term is 18 Months. Compounded quarterly.

Requirements

Product: Penalty may be imposed for withdrawals before maturity. Annual Percentage Yield based on monthly compounding. Minimum balance not required to maintain APY.

Requirements

Product: Early withdrawal of funds results in loss of dividend earnings; penalty of 90 days dividends on certificates of less than one year, and 180 days dividends on certificates of one year or more.

Requirements

Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.

Offer: Requires $10,000 minimum balance in new money to the bank.

Requirements

Product: minimum investment of only $500 3 to 60 month terms available dividend rate fixed for the term of the certificate APY (Annual Percentage Yield) based on the assumption that dividends remain on deposit until certificate matures dividends compounded and posted quarterly penalty for early withdrawal funds insured up to $250,000 by the NCUA, National Credit Union Administration

Offer: Penalty for early withdrawal.

Requirements

Product: Early withdrawal of funds results in loss of dividend earnings; penalty of 90 days dividends on certificates of less than one year, and 180 days dividends on certificates of one year or more.

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.

Requirements

Product: MC Federal Credit Union membership is required. Early withdrawal will incur a penalty. Fees may reduce earnings. Joint owners may be added. Special Relationship qualification adds 0.10% APY for Members Advantage (Primary Member aged 60+), Loyalty (Checking with debit card and direct deposit), or Premium ($50,000+ existing deposits).

Offer: Special Relationship: Members Advantage (age 60+), Loyalty (checking + debit card + direct deposit), or Premium ($50k+ existing deposits)

Requirements

Product: Interest compounded quarterly. Penalty for early withdrawal may apply. $5,000 minimum deposit to open.

Requirements

Product: $500 minimum deposit to open. Term options from 3 months to 5 years. Interest compounded quarterly. Early withdrawal penalty may apply.

Requirements

Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.

Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.

Requirements

Product: Standard Certificate of Deposit. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Preferred Pricing rate bonus may be available with qualifying relationship checking account.

Offer: 9 Month No Penalty CD: Funds must remain on deposit at least seven days after which a full withdrawal is allowed without penalty. 9 Month No Penalty CD is not available as an IRA account.

Requirements

Product: 12 month term, automatically renewable. $5,000 minimum deposit required. Dividend rate may change quarterly. Dividends compounded and posted quarterly. One withdrawal allowed without penalty per calendar quarter; penalty for withdrawals exceeding the permitted limit equivalent to 3 months dividends. If balance falls below $5,000, dividend rate changes to current Regular Savings rate. Additional deposits permitted in minimum amounts of $2,500.

Offer: The dividend rate may change quarterly. Penalty for withdrawals exceeding permitted limit of one withdrawal per calendar quarter. If account balance falls below $5,000, dividend rate changes to Regular Savings account rate.

Requirements

Product: $5,000 minimum deposit. 12-month term. Early withdrawal flexibility; fee applies during the first six days of account opening. Interest compounded quarterly.

Offer: Fee applies during the first six days of account opening.