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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Bloomington, IN metro

  1. Top Carrot, Carrot Score 89
    IU Credit UnionTerm CertificatesCD · 6 months · $2,000 min

    Credit union · 5 branches

    4.50%APY$223 over 6 months on $10,000
  2. Top Carrot, Carrot Score 91
    Indiana Members Credit UnionCertificatesCD · 13 months · $1,000 min

    Credit union · 2 branches

    4.35%APY$472 over 13 months on $10,000
  3. BCUNew Money CD SpecialsCD · 15 months · $500 min

    Credit union · 1 branch

    4.30%APY$540 over 15 months on $10,000intro rate
  4. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  5. Crane Credit UnionShare CertificateCD · 13 months · $500 min

    Credit union · 2 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  6. BCUCD SpecialsCD · 30 months

    Credit union · 1 branch

    4.15%APY$1,070 over 30 months on $10,000with conditions
  7. Top Carrot, Carrot Score 88
    Merchants BankFlex Index CDCD · 12 months · $1,000 min

    Bank · 1 branch

    4.08%APY$408 over 1 year on $10,000
  8. Top Carrot, Carrot Score 87
    Hoosier Hills Credit UnionCertificatesCD · 10 months · $5,000 min

    Credit union · 1 branch

    4.01%APY$333 over 10 months on $10,000
  9. German American BankCD SpecialsCD · 14 months · $1,000 min

    Bank · 3 branches

    4.00%APY$468 over 14 months on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    Merchants BankFixed Rate CDCD · 3 months · $1,000 min

    Bank · 1 branch

    3.82%APY$94 over 3 months on $10,000
  11. BCUNo Penalty CDsCD · 7 months

    Credit union · 1 branch

    3.30%APY$191 over 7 months on $10,000with conditions
  12. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 4 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  13. BCUStandard CDsCD · 60 months

    Credit union · 1 branch

    3.10%APY$1,649 over 60 months on $10,000
  14. Top Carrot, Carrot Score 87
    Hoosier Hills Credit UnionSave to Win CertificateCD · 12 months · $25 min

    Credit union · 1 branch

    3.04%APY$304 over 1 year on $10,000
  15. Peoples State BankCertificate of DepositCD · 36 months · $500 min

    Bank · 6 branches

    2.75%APY$848 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Bloomington, IN metro

172 CDs at 10 banks and credit unions · checked Oct 5–17

Typical
2.30%
Top 10% from
3.88%
Banks, typical
0.50%
Credit unions, typical
3.20%

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Bloomington, IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Indiana Members Credit UnionCredit union · 2 branches
  2. IU Credit UnionCredit union · 5 branches
  3. Merchants BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate