Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Barre, VT metro
- 8.02%APY$327 over 5 months on $10,000with conditions
Requirements
Product: A Base Shares, Youth Savings, or Business account is required to open a CD. Formerly known as Share Certificates. Dividends paid monthly. Early withdrawal penalties may apply.
Offer: 5 month special. Dividends paid monthly. Auto-renews at maturity into a standard 6 month CD.
Qualified rate · 7.72% interest rate · Effective Apr 1, 2025
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More details - Central Vermont Medical Center Credit UnionCertificatesCD · 6 months · $2,000 min
Credit union · 1 branch
5.00%APY$247 over 6 months on $10,000intro rateRequirements
Offer: Must be funded by new money not currently on deposit. Dividends paid monthly.
Promotional rate · 5.00% interest rate · Effective Aug 19, 2024
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More details - 4.25%APY$246 over 7 months on $10,000intro rate
Requirements
Product: Open to anyone who lives, works, or worships in Grand Isle, Franklin, Chittenden, Addison, Rutland, and Washington counties. Minimum investment of $500 required. Interest is compounded and paid monthly based on an average daily balance. Early withdrawal penalties and restrictions may apply. Additional funds cannot be added to an existing Certificate.
Offer: 7 Months Special certificate. Early withdrawal penalties may apply. Interest compounded and paid monthly.
Promotional rate · 4.17% interest rate · Effective Jun 22, 2026
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More details - 4.20%APY$313 over 9 months on $10,000intro rate
Requirements
Product: Early withdrawal penalties may apply to certificates. Fees may reduce earnings. Minimum to open is $500. Add-on deposit option is not available.
Offer: The 9-month Certificate Special is available with new money only (funds not currently on deposit at EastRise). Offered for a limited time and will renew to the 1-year term at maturity.
Promotional rate · Effective Oct 14, 2026
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More details - 4.15%APY$240 over 7 months on $10,000
Requirements
Product: Quarterly statements. Automatically renewable at maturity. May be pledged as collateral for a loan. Early withdrawal penalty may apply.
Offer: eStatements only. Business and personal accounts qualify. Early withdrawal penalty may apply.
3.97% interest rate · Effective Sep 8, 2026
Rate by balance
Rate by balance for Fixed-Rate CD Balance APY $500 and up 4.05% $10,000 and upYour amountNew money $10,000 or more. 4.15% Rate checked
More details - 4.07%APY$442 over 13 months on $10,000intro rate
Requirements
Product: Federally insured by NCUA. Penalties may apply for early withdrawal. Fees could reduce earnings. Limited time offers may be discontinued at any point.
Offer: CD Special / Fall CD Special. Limited time offer. There is no maximum limit.
Promotional rate · 4.00% interest rate · Effective Oct 8, 2026
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More details - 4.05%APY$439 over 13 months on $10,000intro rate
Requirements
Product: Must be a member of Vermont Federal Credit Union ($5 share deposit in Primary Share account required for membership). Early withdrawal penalty applies. Dividends compounded monthly using the daily balance method.
Offer: Limited time offer. At the end of the 13 month term, if no action is taken, the account will automatically renew to a 18 month term.
Promotional rate · 3.98% interest rate · Compounded monthly · Effective Sep 17, 2026
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More details - 4.00%APY$198 over 6 months on $10,000
Requirements
Product: To be a member of the credit union, a minimum balance of $5.00 must be maintained in a share (savings) account. Penalty incurred by early withdrawal of funds may affect actual APY.
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More details - 3.89%APY$422 over 13 months on $10,000intro rate
Requirements
Product: CDs are term deposits providing FDIC insurance up to applicable limits. Early withdrawal penalty may apply. Interest can be automatically deposited into another account or CD used as loan collateral. Preferred rate may be available for Advantage Checking accountholders.
Offer: 13 Month CD Special
Promotional rate · 3.82% interest rate · Effective Oct 14, 2026
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More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
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More details - 3.75%APY$343 over 11 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
3.68% interest rate · Effective Oct 2, 2026
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More details - 3.75%APY$764 over 24 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
3.68% interest rate · Effective Oct 2, 2026
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More details - 3.61%APY$1,123 over 36 months on $10,000
3.55% interest rate · Effective Oct 14, 2026
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More details - 3.05%APY$1,621 over 60 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
3.00% interest rate · Effective Oct 2, 2026
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More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.96% interest rate · Effective Oct 2, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Barre, VT metro
100 CDs at 12 banks and credit unions · checked Oct 22
- Typical
- 3.13%
- Top 10% from
- 4.00%
- Banks, typical
- 3.10%
- Credit unions, typical
- 3.15%
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Barre, VT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 3 branches
- EastRise Credit UnionCredit union · 3 branches