Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–26 results in Bangor, ME metro
- 3.82%APY$317 over 10 months on $10,000intro rate
Requirements
Product: CD Specials require a $2,500 minimum opening deposit and a $2,500 minimum daily balance to obtain the stated APY. Substantial penalty for early withdrawal. Withdrawals will reduce earnings.
Offer: Requires a $2,500 minimum opening deposit and a $2,500 minimum daily balance to obtain stated APY.
Promotional rate · 3.75% interest rate · Effective Oct 20, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - Maine Savings Federal Credit UnionElevate CertificatesCD · 39 months · $100 min
Credit union · 7 branches
3.70%APY$1,253 over 39 months on $10,000Requirements
Product: Allows additional contributions to balance anytime. Certificate rates are fixed for the term of the account. Dividends compounded and credited monthly; calculated using daily balance method. Early withdrawal penalties apply.
Offer: Add to balance anytime.
3.64% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000
Requirements
Product: Annual percentage yields assume interest remains on deposit. A penalty will be imposed for early withdrawals before maturity.
Offer: CD Special. Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
3.54% interest rate · Effective Sep 24, 2026
Rate checked
More details - 3.35%APY$166 over 6 months on $10,000with conditions
Requirements
Product: A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Monthly service fee is $0.
Offer: Special rate. Valid for new money only; transfers from existing Camden National Bank accounts are not eligible. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the CD Special account is opened. For individuals only. Available for new accounts opened on or after 3/4/2026. Early withdrawal penalty will apply. You must maintain the minimum balance each day to receive disclosed APY.
Qualified rate · 3.30% interest rate · Effective Mar 4, 2026
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Monty Moose Certificate minimum balance is $150. Penalty for early withdrawal. Fees may affect earnings.
Offer: Monty Moose Certificate minimum balance is $150. Penalty for early withdrawal. Fees may affect earnings.
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Fees may affect earnings.
Offer: Penalty for early withdrawal. Fees may affect earnings.
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.78%APY$278 over 1 year on $10,000
Requirements
Product: Not available for IRA or Coverdell. Dividend rates are guaranteed from time of purchase to maturity. Early withdrawal penalty applies.
2.75% interest rate · Effective Oct 6, 2026
Rate checked
More details - 2.53%APY$63 over 3 months on $10,000
Requirements
Product: FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
Offer: For Benefit Plus customers.
2.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.50%APY
Requirements
Product: A $500 minimum opening deposit is required to obtain the stated APY. Substantial penalty for early withdrawal. Lock in interest rate for 1 month up to 5 years. Additional deposits not permitted.
2.47% interest rate · Effective Aug 31, 2026
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More details - 1.36%APY$68 over 6 months on $10,000
Requirements
Product: 6 month term. Unlimited deposits of $500 or more. One withdrawal of principal, without penalty, during the 6 month term. Not available for IRA or SEP accounts. Substantial penalty for early withdrawal.
1.35% interest rate · Effective Oct 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Bangor, ME metro
178 CDs at 18 banks and credit unions · checked Oct 22
- Typical
- 3.56%
- Top 10% from
- 4.06%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.80%
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Bangor, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lincoln Maine FCUCredit union · 1 branch
- The County Federal Credit UnionCredit union · 3 branches
- Bangor Federal Credit UnionCredit union · 3 branches