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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Austin, TX metro

  1. Susser BankCertificates of Deposit (CD)CD · 6 months · $1,000 min · 3.80%–3.90% by balance

    Bank · 2 branches

    3.90%APY$193 over 6 months on $10,000
  2. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 3 Month CDCD · 3 months · $500 min

    Bank · 1 branch

    3.85%APY$95 over 3 months on $10,000
  3. Velocity Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 6 branches

    3.85%APY$385 over 1 year on $10,000
  4. Top Carrot, Carrot Score 91
    RBFCUSuperSaver CertificateCD · 18 months · $1,000 min · 3.75%–3.91% by balance

    Credit union · 19 branches

    3.79%APY$574 over 18 months on $10,000
  5. Top Carrot, Carrot Score 91
    RBFCUCertificateCD · 6–11 months · $1,000 min · 3.65%–3.85% by balance

    Credit union · 19 branches

    3.75%APY
  6. Woori America BankWooriWON Certificate of Deposit (CD)CD · 6 months · $1,000 min

    Bank · 1 branch

    3.75%APY$186 over 6 months on $10,000
  7. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 31 branches

    3.75%APY$217 over 7 months on $10,000
  8. First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance

    Bank · 12 branches

    3.75%APY$248 over 8 months on $10,000intro rate
  9. Velocity Credit UnionShort Term CertificateCD · 9 months · $1,000 min

    Credit union · 6 branches

    3.75%APY$280 over 9 months on $10,000
  10. Top Carrot, Carrot Score 88
    Capitol Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 3 branches

    3.75%APY$375 over 1 year on $10,000intro rate
  11. Top Carrot, Carrot Score 87
    Texas DPS Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · 1 branch

    3.70%APY$754 over 24 months on $10,000
  12. Technology Credit UnionLiquid CertificateCD · 3 months · $1,000 min

    Credit union · 1 branch

    3.65%APY$90 over 3 months on $10,000intro rate
  13. First Lockhart BankCertificate of DepositCD · 6 months · $1,000 min

    Bank · 4 branches

    3.65%APY$181 over 6 months on $10,000
  14. Central National BankCertificate of DepositCD · 9 months · $1,000 min

    Bank · 2 branches

    3.62%APY$270 over 9 months on $10,000
  15. Top Carrot, Carrot Score 96
    Nizari Credit UnionShare CertificateCD · 6 months · $1,000 min

    Credit union · 2 branches

    3.61%APY$179 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Austin, TX metro

524 CDs at 54 banks and credit unions · checked Oct 16–22

Typical
3.15%
Top 10% from
4.00%
Banks, typical
2.00%
Credit unions, typical
3.70%

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Austin, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Nizari Credit UnionCredit union · 2 branches
  2. Government Employees FCUCredit union · 6 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate