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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Austin, TX metro

  1. Top Carrot, Carrot Score 87
    Austin Telco Federal Credit UnionShare CertificateCD · 60 months · $1,000 min · 4.22%–4.42% by balance

    Credit union · 22 branches

    4.22%APY$2,296 over 60 months on $10,000
  2. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 18 Month CDCD · 18 months · $500 min

    Bank · 1 branch

    4.20%APY$637 over 18 months on $10,000
  3. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 12 Month CDCD · 12 months · $500 min

    Bank · 1 branch

    4.15%APY$415 over 1 year on $10,000
  4. Top Carrot, Carrot Score 92
    Texell Credit UnionTerm Share CertificateCD · 12 months · $1,000 min

    Credit union · 2 branches

    4.15%APY$415 over 1 year on $10,000intro rate
  5. Top Carrot, Carrot Score 96
    Nizari Credit UnionMomentum Share CertificateCD · 7 months · $1,000 min

    Credit union · 2 branches

    4.15%APY$240 over 7 months on $10,000
  6. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 11 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  7. Round Top State BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 3 branches

    4.10%APY$410 over 1 year on $10,000
  8. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    4.10%APY$445 over 13 months on $10,000intro rate
  9. Citizens National BankCertificates of Deposit (CDs)CD · 13 months · $1,000 min

    Bank · 5 branches

    4.10%APY$445 over 13 months on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 1 branch

    4.10%APY$621 over 18 months on $10,000
  11. Top Carrot, Carrot Score 87
    UFCUFixed-Rate CertificateCD · 24 months · $1,000 min

    Credit union · 25 branches

    4.10%APY$837 over 24 months on $10,000
  12. Schertz Bank & TrustRegular CDCD · 12 months · $1,000 min

    Bank · 1 branch

    4.06%APY$406 over 1 year on $10,000
  13. A+ Federal Credit UnionNew Money Advantage Share CertificatesCD · 19 months · $1,000 min

    Credit union · 21 branches

    4.05%APY$649 over 19 months on $10,000intro rate
  14. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionLimited Time 3-Month and 6-Month Share CertificatesCD · 3 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$99 over 3 months on $10,000intro rate
  15. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 4 branches

    4.00%APY$165 over 5 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Austin, TX metro

524 CDs at 54 banks and credit unions · checked Oct 16–22

Typical
3.15%
Top 10% from
4.00%
Banks, typical
2.00%
Credit unions, typical
3.70%

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Austin, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Nizari Credit UnionCredit union · 2 branches
  2. Government Employees FCUCredit union · 6 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate