Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 of 183 results in Ohio
- 4.75%APY
Requirements
Product: Must open initial accounts in-person at a branch office. Penalties apply for early withdrawal. Select terms from 3 months to 5 years available; contact local branch for other terms and rates.
Offer: Requires $500 minimum balance to earn the APY. Penalty for early withdrawal.
Rate checked
More details - 4.75%APY$1,449 over 35 months on $10,000with conditions
Requirements
Product: Limited time offer. Minimum amount required to open Certificate of Deposit account is $250. To obtain disclosed APY a minimum daily balance of $250 is required. (APY) assumes principal and interest remain on deposit for term. Interest payments are made quarterly and at end of term. Early withdrawal penalty may be imposed. Fees could reduce earnings.
Offer: Requires Flagship Checking Account (.25% interest rate bump). Flagship checking account must remain open for 6 months or an early account closing fee of $25 will be applied. Trust, Estate, and other specialty titled accounts and employees are excluded.
Qualified rate · 4.67% interest rate · Effective Oct 24, 2026
Rate checked
More details - 4.60%APY$1,023 over 26 months on $10,000intro rate
Requirements
Offer: Special
Promotional rate · 4.51% interest rate · Effective Oct 28, 2026
Rate checked
More details - 4.60%APY$2,475 over 59 months on $10,000intro rate
Requirements
Product: Offer good for initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD specials, that is closest but not exceeding the term to the CD. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily. Penalty may be imposed to early withdrawal. Fees could reduce earnings on the account. Product offering may be withdrawn at any time. Advertised rate and APY are offered at the bank’s discretion and may change daily. The minimum balance to open an account and obtain the Annual Percentage Yield (APY) shown is $500.
Promotional rate · 4.50% interest rate · Compounded daily
Rate checked
More details - 4.60%APY$3,700 over 84 months on $10,000
Requirements
Product: Certificates require a $1,000.00 minimum deposit. Rates change each Tuesday. Substantial interest penalty for early withdrawal.
Offer: Term: 7 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday.
4.60% interest rate · Effective Oct 27, 2026
Rate checked
More details - 4.50%APYwith conditions
Requirements
Product: A wide range of terms available (from 6 months to 5 years). Renews automatically upon maturity after 10-day grace period. Early withdrawals subject to penalty. Limited-time offer. Other restrictions may apply. Individual Retirement Account (IRA) CDs may be subject to additional restrictions.
Offer: Customers who qualify for both bonuses (50% new money + active checking customer opened prior to 9/1/2026) may earn up to 4.50% APY. Applicable to 12, 18, 24 Month CD only. Minimum balance to open and earn stated APY is $500.00. Base 4.00% APY + 0.35% + 0.15%.
Qualified rate · Effective Oct 26, 2026
Rate checked
More details - 4.50%APY$450 over 1 year on $10,000
Requirements
Product: Deposits over $1,000,000 subject to review. CDs subject to penalty for early withdrawal. An early withdrawal may reduce earnings.
Offer: 12 Month Online CD
Effective Oct 30, 2026
Rate checked
More details - 4.50%APY$450 over 1 year on $10,000intro rate
Requirements
Product: $1,000 minimum opening deposit required for 12 Month Special using funds not currently on deposit at GreenWay Bank. CD specials renew at a 12 Month term; all others renew at original term. Interest credited quarterly (3 Month compounded at maturity). Penalty may be imposed for early withdrawal.
Offer: 12 Month Special (new money). Compounding quarterly. Renews at a 12 Month term. $1,000 minimum opening deposit required using funds not currently on deposit at GreenWay Bank.
Promotional rate · 4.43% interest rate · Effective Sep 22, 2026
Rate checked
More details - First Federal of Van WertCertificate of DepositCD · 18 months · $500 min · 4.48%–4.50% by balance
Bank · 2 branches
4.50%APY$683 over 18 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Available terms include 91 Days, 182 Days, 276 Days, 12 Months, 18 Months, 24 Months, 30 Months, 48 Months, and 60 Months. Minimum balance for monthly compounding is $2,500.00; minimum balance for quarterly compounding is $500.00.
Offer: Term: 18 Months - NEW Special! Compound Frequency: Quarterly.
4.41% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and up 4.48% $2,500 and upYour amountTerm: 18 Months - NEW Special! Compound Frequency: Monthly. 4.50% Rate checked
More details - The Pioneer Savings BankCertificate of DepositCD · 24 months · $500 min · 0.80%–4.45% by balance
Bank · 1 branch
4.45%APY$910 over 24 months on $10,000intro rateRequirements
Product: Rates are subject to change without notice. Early withdrawal penalties may apply on certificates.
Promotional rate · 0.80% interest rate
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and up 0.80% $2,500 and upYour amountCD Special is for New Money Only. New Money is defined as funds not currently held on deposit with this institution. 4.45% Rate checked
More details - 4.44%APY$947 over 25 months on $10,000
Requirements
Product: Fixed rates; no setup or maintenance fees; interest earnings can be withdrawn without penalty; penalty applies if principal is withdrawn before maturity; $5,000 minimum balance required to receive monthly ACH transfer of interest.
Offer: Current Special; $5,000 minimum balance required to receive ACH transfer of interest; penalty applies if principal is withdrawn before maturity.
4.35% interest rate · Effective Oct 29, 2026
Rate checked
More details - 4.40%APY$440 over 1 year on $10,000intro rate
Requirements
Product: All certificates are automatically renewable. $5,000.00 initial deposit required except those age 18 and under may open with $500. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. Public funds over $250,000.00 excluded from this offer.
Offer: 1 Year Certificate of Deposit. $5,000.00 initial deposit required except those age 18 and under may open with $500. Public funds over $250,000.00 excluded.
Promotional rate · 4.31% interest rate · Effective Oct 26, 2026
Rate checked
More details - 4.40%APY$1,379 over 36 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 36-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 36-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 10/23/2026.
Promotional rate · 4.33% interest rate · Effective Oct 23, 2026
Rate checked
More details - 4.35%APY$251 over 7 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change at any time.
Offer: 7 Month Certificate SPECIAL
Promotional rate · 4.26% interest rate · Effective Oct 20, 2026
Rate checked
More details - 4.35%APY$735 over 20 months on $10,000
Requirements
Product: Simple interest. Early withdrawals may be subject to a penalty. Fees may reduce earnings. Rates subject to change without notice.
Offer: Available on a 20-month certificate of deposit with a $10,000 minimum balance. Early withdrawal penalty applies. Fees may reduce earnings.
4.27% interest rate · Effective Oct 5, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
1,051 CDs at 107 banks and credit unions · checked Oct 16–31
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
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Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Wright-Patt Credit UnionCredit union · 41 branches