Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 of 147 results in Kansas
- 5.09%APY$2,818 over 60 months on $10,000intro rate
Requirements
Product: Gold Rewards are not eligible for this special.
Offer: Gold Rewards are not eligible for this special.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 4.75%APY$973 over 24 months on $10,000
Requirements
Product: Interest will compound quarterly and will be credited to the account quarterly. The daily balance method is used to calculate interest. Automatically renewable with a 10 calendar day grace period after expiration to add or change the term with no penalty. Substantial penalty may be imposed for early withdrawals. 6 month, 1, 2, 3, 4, 5 and 7 year CDs can be opened online. Available as collateral for a loan.
4.67% interest rate · Effective Oct 19, 2026
Rate checked
More details - Grant County BankCertificates of Deposit (CDs)CD · 60 months · $1,000 min · 4.69%–4.79% by balance
Bank · 2 branches
4.69%APY$2,576 over 60 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Interest rate and APY may change after account opening.
4.64% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $100,000Your amount 4.69% $100,000 and up 4.79% Rate checked
More details - 4.65%APY$153 over 4 months on $10,000intro rate
- 4.65%APY$828 over 21 months on $10,000intro rate
Requirements
Product: All OMB Bank CDs can be opened online nationwide or at any OMB Bank branch. Requires a $1,000 minimum opening deposit and a minimum balance of $0.01 to earn APY. Rates are fixed for the selected term. Early withdrawal penalties apply.
Offer: 21-Month CD Special. Interest compounds quarterly. Renewal rate is based on the 18-month board rate in effect at maturity.
Promotional rate · 4.57% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.55%APY$1,177 over 30 months on $10,000
Requirements
Product: Fixed rate investments. Flexible investment terms. Minimum investment amount based on term. Certificates auto-renew. Penalty for early withdrawal may reduce earnings.
4.47% interest rate · Effective Oct 2, 2026
Rate checked
More details - 4.50%APY$2,462 over 60 months on $10,000intro rate
Requirements
Product: Fees could reduce the earnings on the account. A penalty will be imposed for early withdrawal. Rates Subject to Change Without Notice.
Offer: Compounded Quarterly.
Promotional rate · 4.43% interest rate · Compounded quarterly · Effective Oct 30, 2026
Rate checked
More details - 4.40%APY$667 over 18 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly for investment terms of 12 months or longer; shorter terms pay at maturity. Penalties apply for early withdrawal. Rates are accurate as of 10/23/2026 and subject to change.
Offer: 18-Month term. A fixed interest rate is earned on the entire balance. Minimum opening balance of $500 required to obtain disclosed APY. Compounded and credited quarterly. Early withdrawal penalty: 183 - <60 Months: 1 year loss of interest.
Effective Oct 23, 2026
Rate checked
More details - 4.40%APY$899 over 24 months on $10,000intro rate
Requirements
Product: Current rates apply to new CDs and renewals at maturity only. APY is based on quarterly compounding. Early withdrawal penalty may reduce earnings.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - 4.37%APY$1,369 over 36 months on $10,000
Requirements
Product: Penalty with early withdrawal. APY = Annual Percentage Yield. Rates may change after the account is opened. Fees may reduce earnings.
Offer: Penalty with early withdrawal.
4.30% interest rate · Effective Jun 22, 2026
Rate checked
More details - 4.35%APY$251 over 7 months on $10,000
Requirements
Product: Early withdrawal of funds prior to maturity may result in penalty. Fees could reduce earnings.
4.26% interest rate · Effective Oct 30, 2026
Rate checked
More details - Mid-America BankCertificate of Deposit (CD)CD · 12 months · $500 min · 4.30%–4.55% by balance
Bank · 7 branches
4.30%APY$430 over 1 year on $10,000Requirements
Product: Tiered rates; special/jumbo rate available for certificate balances $250,000 & above when additional qualifications are met.
Offer: Standard rate; 1 Year CD
4.25% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY Any balanceYour amount 4.30% $250,000 and up 4.55% Rate checked
More details - First Federal Bank of Kansas CityCertificates of DepositCD · 19 months · $1,000 min
Bank · 3 branches
4.30%APY$689 over 19 months on $10,000Requirements
Product: FDIC insured up to $250,000. No fees or monthly maintenance service charge. Automatic renewal options. Must be a US resident or permanent resident alien and at least 18 years old to open online.
Offer: Penalty for early withdrawal.
4.23% interest rate · Effective Oct 23, 2026
Rate checked
More details - 4.27%APY$427 over 1 year on $10,000intro rate
Requirements
Product: Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's.
Offer: Online only. Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's. Minimum deposit of $1,000.00 is required to obtain APY. Maximum amount to open CD is $90,000.
Promotional rate · Balance cap $90,000 · Effective Oct 2, 2026
Rate checked
More details - 4.27%APY$872 over 24 months on $10,000
Requirements
Product: A $500 minimum balance is required to obtain the stated APY. Automatically renews at maturity with a 10-day grace period. Interest compounded and credited quarterly. Penalty may be imposed for early withdrawal.
Offer: A $500 minimum balance is required to obtain the stated APY. Early withdrawal penalty equals six months interest.
4.20% interest rate · Effective Oct 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kansas
921 CDs at 95 banks and credit unions · checked Oct 16–30
- Typical
- 2.75%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch