Compare Bank & Credit Union Rates
Best CD rates in Wisconsin
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Wisconsin
- Newburg BankCertificate of DepositCD · 60 months · $500 min · 4.45%–4.54% by balance
Bank · 2 branches
4.54%APY$2,486 over 60 months on $10,000Requirements
Product: Fixed rate. A penalty may be imposed for early withdrawal. Full disclosure of all products provided at time of account opening or upon request. Fees could reduce earnings.
Offer: Opening balance under $10,000. Interest credited annually.
4.45% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $10,000 4.45% $10,000 and upYour amountInterest credited monthly. 4.54% Rate checked
More details - Governmental Employees Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 2 branches
4.50%APY$450 over 1 year on $10,000intro rateRequirements
Product: Membership eligibility required. Early withdrawals are subject to penalty. No monthly maintenance fees or setup fees.
Offer: CD Special - Limited Time Offer. Early withdrawals are subject to penalty.
Promotional rate · 4.41% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.50%APY$488 over 13 months on $10,000intro rate
Requirements
Product: Exclusively for Wisconsin and Michigan WEC Energy Group employees and their immediate family members. Requires purchase of a $5.00 share in the credit union. Early withdrawal penalty equals 90 days dividend calculated on the entire account balance.
Offer: 13 month special certificate. Requires $5,000.00 minimum deposit to open plus purchase of a $5.00 share in the credit union. Early withdrawal penalty is 90 days dividend on the entire account balance.
Promotional rate · 4.41% interest rate · Effective Sep 15, 2026
Rate checked
More details - 4.50%APY$604 over 16 months on $10,000
Requirements
Product: Minimum balance to open is $500. Early withdrawal penalties apply.
Offer: Minimum balance to earn APY $5,000.
4.41% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.50%APY$722 over 19 months on $10,000
Requirements
Product: After the first six months of account term, allows adding funds up to original balance, bumping rate once per term, and making a one-time penalty-free withdrawal of up to 50% of original balance. Rates could change after account is opened. Subject to early withdrawal penalty.
4.43% interest rate
Rate checked
More details - 4.50%APY$722 over 19 months on $10,000with conditions
Requirements
Product: Certificates will automatically renew for the same term at the current posted rate of interest unless redeemed within 10 days of the maturity date. Penalty may be imposed for early withdrawal.
Offer: Limited-time offer. Promotional APYs apply to initial term only; automatically renews to an 18-month CD at prevailing non-promotional rate. Relationship rates require active checking account. Available for personal accounts opened in person.
Qualified rate · 4.43% interest rate · Effective Sep 28, 2026
Rate checked
More details - 4.50%APY$920 over 24 months on $10,000intro rate
Requirements
Product: Interest is compounded quarterly.
Offer: Special CD rate. APY achieved only if interest is compounded quarterly.
Promotional rate · 4.43% interest rate · Compounded quarterly
Rate checked
More details - 4.50%APY$960 over 25 months on $10,000intro rate
Requirements
Product: Early withdrawal of funds is subject to penalty. Rate is based on term length.
Offer: 10% of the total CD amount must be funds from another financial institution; funds from any F&M deposit account do not qualify for the increased rate. Compounded annually. No IRA or HSA.
Promotional rate · 4.50% interest rate · Compounded annually
Rate checked
More details - 4.50%APY$1,001 over 26 months on $10,000
Requirements
Product: Minimum balance to open and obtain the APY. Early withdrawal may be subject to penalty. APY assumes interest remains on deposit. Fees could reduce earnings. Withdrawal of interest will reduce earnings.
Offer: 26 Month CD - SPECIAL! Minimum balance to open and obtain APY is $2,500.
4.40% interest rate · Effective Sep 9, 2026
Rate checked
More details - 4.50%APY$1,412 over 36 months on $10,000
Requirements
Product: Early withdrawal may be subject to penalty. Fees may reduce earnings.
Offer: Minimum balance to open/obtain the APY.
4.43% interest rate
Rate checked
More details - 4.50%APY$2,462 over 60 months on $10,000
Requirements
Product: Early withdrawal penalties are: 90 days for a certificate less than 1 year in maturity, 180 days for a certificate with a maturity of 1 year to 3 years, 365 days for a certificate with a maturity of 4 years or greater. Dividends earned daily and paid quarterly.
4.43% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.50%APY$2,462 over 60 months on $10,000
Requirements
Product: Membership required. Penalty may be imposed for early withdrawal and subject to account closure. APY assumes principal and interest remain on deposit for full term.
4.43% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.45%APY$559 over 15 months on $10,000
Requirements
Product: Early withdrawal penalties may apply based on the original term. APY assumes dividends remain in the account until maturity; paid semi-annually and at maturity. Minimum deposit amounts as low as $1,000 for adults.
Offer: Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply. Special certificate.
4.40% interest rate · Effective Sep 24, 2026
Rate checked
More details - 4.45%APY$636 over 17 months on $10,000intro rate
Requirements
Product: Membership is open to anyone who lives or works in Calumet, Columbia, Dodge, Fond du Lac, Green Lake, Jefferson, Milwaukee, Ozaukee, Sheboygan, Washington, Waukesha, Waushara, and Winnebago Counties as well as their immediate family members. Minimum balance to open and maintain membership is $5 in savings. Early withdrawal penalty applies before maturity. Accounts automatically renew at maturity.
Offer: 17 month special. Dividends paid quarterly for certificates of one year or greater.
Promotional rate · 4.38% interest rate · Effective Oct 7, 2026
Rate checked
More details - Northwestern Mutual Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · 3 branches
4.45%APY$910 over 24 months on $10,0004.35% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wisconsin
1,997 CDs at 210 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.15%
- Banks, typical
- 2.77%
- Credit unions, typical
- 3.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 29 branches
- Oakdale CUCredit union · 3 branches