Compare Bank & Credit Union Rates
Best CD rates in Waukesha, WI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Waukesha, WI
- 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - National Exchange Bank & TrustCertificates of Deposit - Variable RateCD · 36 months · $300 min
Bank · 1 branch
3.30%APY$1,023 over 36 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal from a certificate of deposit account may be imposed. Fees could reduce earnings on these accounts.
Offer: Dollars for Scholars - 36 Month. $50 minimum add-on amount. Variable rate valid through October 28, 2026.
Promotional rate · 3.30% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.15%APY$640 over 24 months on $10,000
Requirements
Product: Fixed rates. No setup or maintenance fees. Early withdrawal penalty applies. Automatically renews unless action taken during 10-day grace period. Interest credited quarterly or at maturity.
Offer: Early withdrawal penalty of 6 months' interest.
3.10% interest rate · Effective Oct 7, 2026
Rate checked
More details - National Exchange Bank & TrustCertificates of Deposit - Fixed RateCD · 36 months · $1,000 min
Bank · 1 branch
3.00%APY$927 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal from a certificate of deposit account may be imposed. Fees could reduce earnings on these accounts.
3.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - 2.00%APY$404 over 24 months on $10,000
Requirements
Product: Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Kenosha, Ozaukee, Racine, Walworth and Washington counties. A $5.00 savings account is required. Early withdrawal penalty applies and will reduce earnings. APY based on a 365-day year.
1.98% interest rate · Effective Oct 9, 2026
Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Minimum balance to open is $250. Add up to $10,000 more during your term.
1.24% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
1.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.70%APY$355 over 60 months on $10,000
0.70% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.60%APY$304 over 60 months on $10,000
Requirements
Product: Fees could reduce earnings on the account. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal. APY assumes funds remain on deposit for term.
0.60% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Waukesha, WI
239 CDs at 17 banks and credit unions · checked Oct 16–22
- Typical
- 1.90%
- Top 10% from
- 4.00%
- Banks, typical
- 1.00%
- Credit unions, typical
- 2.65%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Milwaukee, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Governmental Employees Credit UnionCredit union · 1 branch
- UW Credit UnionCredit union · 13 branches
- Marine Credit UnionCredit union · 1 branch