Bank · FDIC insured
Timberland Bank CD Rates
Timberland Bank’s best CD rate is 4.20% APY on an 18-month CD. Terms run from 1 year to 18 months. Rates checked October 22, 2026.
How Timberland Bank’s CD rates compare
Compared with banks and credit unions near Seattle, WA, where Timberland Bank has the most branches. $10,000, best rate first.
This bank’s best
Timberland Bank
4.20%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $637
Special Promotional CDs
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special Promotional CDs
Up to 4.20%APY · 2 terms
Open with as little as $500 at branch locations. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPromotional APY effective as of October 20, 2026 and subject to change without notice. $500 minimum to open account and earn APY. Early withdrawal penalty may apply | 4.05% | $405 |
| 18 monthsPromotional APY effective as of October 20, 2026 and subject to change without notice. $500 minimum to open account and earn APY. Early withdrawal penalty may apply | 4.20% | $637 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Retirement Accounts
3.80%APY · 1 term
Available for Traditional IRA, Roth IRA, Simple IRA, and SEP Plan accounts. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPromotional APY effective as of July 10, 2026 and subject to change without notice. $50 minimum to open account and earn APY. Early withdrawal penalty may apply | 3.80% | $380 |
Sources (1)
- timberlandbank.com/banking/personal/savings-accounts · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.