Compare Bank & Credit Union Rates
Best CD rates in Portland, OR
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Portland, OR
- Northwest Adventist Federal Credit UnionCertificatesCD · 12 months · $500 min
Credit union · 1 branch
3.30%APY$330 over 1 year on $10,000intro rate - 3.30%APY$358 over 13 months on $10,000
Requirements
Product: Matures into a 12-month term. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.25% interest rate · Compounded daily · Effective Sep 14, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.05%APY$75 over 3 months on $10,000
Requirements
Product: For CDs from $1,000 up to and including $99,999. Fixed interest rate, compounded daily. Online account opening requires minimum 3 month term and deposit less than $100,000 funded via existing Zions Bank account or wire transfer. Early withdrawal penalties apply.
Offer: Term 3 MONTHS. Fixed rate. Rates displayed for Idaho and Utah.
3.00% interest rate · Compounded daily · Balance cap $99,999 · Effective Oct 3, 2026
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More details - 3.05%APY
Requirements
Product: $1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.
Offer: Term: 6 - 11 Months. Renewal Term: 6 - 11 Months. A penalty may be assessed for early withdrawal.
3.00% interest rate · Effective Oct 14, 2026
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More details - Consolidated Community Credit UnionShare CertificateCD · 12 months · $1,000 min · 2.75%–3.25% by balance
Credit union · 3 branches
3.00%APY$300 over 1 year on $10,000Requirements
Product: Membership eligibility required to open account. Fixed-rate savings with guaranteed earnings; early withdrawal subject to penalty.
2.72% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $10,000 2.75% $10,000 – $50,000Your amount 3.00% $50,000 and up 3.25% Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details - IBEW and United Workers Federal Credit Union18 Month Share CertificateCD · 18 months · $500 min
Credit union · 1 branch
2.99%APY$452 over 18 months on $10,0002.95% interest rate · Effective Aug 1, 2026
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More details - 2.95%APY$754 over 30 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 2.90% interest rate · Effective Oct 14, 2026
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More details - 2.90%APY$144 over 6 months on $10,000
Requirements
Offer: Dividends compounded and credited monthly.
2.86% interest rate
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More details - OnPoint Community Credit UnionCertificates of DepositCD · 60 months · $1,000 min
Credit union · 15 branches
2.75%APY$1,453 over 60 months on $10,000Requirements
Product: Membership required and subject to approval. Limit one Member Savings account per person. Early withdrawal penalty applies. Subsequent deposits permitted for 3, 6, 12, 18, or 24 month terms ($100 minimum). Minors under 18 have $100 minimum balance requirement.
Offer: With OnPoint Rewards (requires 10-year relationship and 6 qualified transactions in the same checking account during qualification period; qualifications must be met on or before opening date).
2.72% interest rate · Effective Oct 15, 2026
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More details - 2.50%APY
Requirements
Product: Interest is fixed for the disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
2.47% interest rate · Compounded daily · Effective Sep 14, 2026
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More details - 2.40%APY$240 over 1 year on $10,000
Requirements
Product: 12-month term only. Minimum opening deposit is $25. Must be 18 or over. See Washington or Oregon Official Account and Price Entry Rules for full details. 7-day grace period after maturity. Not applicable for IRA. No monthly maintenance fee.
Offer: 12-month term only. Must be 18 or older.
Effective Oct 1, 2026
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More details - Trailhead Credit UnionMoney Builder Certificate AccountCD · 12 months · $10 min
Credit union · 3 branches
2.00%APY$200 over 1 year on $10,000Requirements
Product: Requires subsequent monthly deposits of at least $10.00 by payroll deduction or automatic transfer. Funds transfer to primary share savings account at maturity.
Offer: Dividends compounded and credited monthly. Requires monthly transfer through payroll deduction or automatic transfer of at least $10.00.
1.98% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Portland, OR
365 CDs at 31 banks and credit unions · checked Oct 6–22
- Typical
- 2.40%
- Top 10% from
- 3.75%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.07%
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Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches