Credit union · NCUA insured
Consolidated Community Credit Union CD Rates
Consolidated Community Credit Union’s best CD rate is 3.25% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Consolidated Community Credit Union’s CD rates compare
Compared with banks and credit unions near Portland, OR-WA, where Consolidated Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Consolidated Community Credit Union
3.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $300
Share Certificate
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
iQ Credit Union
4.50%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000
- $260
Consolidated Community Credit Union CD score
66
CD score
Higher than 17% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.85%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Consolidated Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.00%APY · 6 terms
Membership eligibility required to open account. Fixed-rate savings with guaranteed earnings; early withdrawal subject to penalty.
| Term | APY · $1,000 – $10,000 | APY · $10,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 2.50% | 2.75% | 3.00% | 2.75%2.50% $1k–$10k3.00% from $50k | $137 |
| 12 months | 2.75% | 3.00% | 3.25% | 3.00%2.75% $1k–$10k3.25% from $50k | $300 |
| 24 months | 2.25% | 2.50% | 2.75% | 2.50%2.25% $1k–$10k2.75% from $50k | $506 |
| 36 months | 2.35% | 2.60% | 2.85% | 2.60%2.35% $1k–$10k2.85% from $50k | $800 |
| 48 months | 2.50% | 2.75% | 3.00% | 2.75%2.50% $1k–$10k3.00% from $50k | $1,146 |
| 60 months | 2.60% | 2.85% | 3.10% | 2.85%2.60% $1k–$10k3.10% from $50k | $1,509 |
Sources (1)
- consolidatedccu.com/cd-certificate-of-deposit · captured Oct 3, 2026
Special-purpose accounts
IRA Certificate
Up to 3.00%APY · 6 terms
Individual Retirement Account (Traditional or Roth IRA). Funds can be invested in certificates with terms from 6 months to 5 years. Early withdrawals may be subject to penalty.
| Term | APY · $1,000 – $10,000 | APY · $10,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 2.50% | 2.75% | 3.00% | 2.75%2.50% $1k–$10k3.00% from $50k | $137 |
| 12 months | 2.75% | 3.00% | 3.25% | 3.00%2.75% $1k–$10k3.25% from $50k | $300 |
| 24 months | 2.25% | 2.50% | 2.75% | 2.50%2.25% $1k–$10k2.75% from $50k | $506 |
| 36 months | 2.35% | 2.60% | 2.85% | 2.60%2.35% $1k–$10k2.85% from $50k | $800 |
| 48 months | 2.50% | 2.75% | 3.00% | 2.75%2.50% $1k–$10k3.00% from $50k | $1,146 |
| 60 months | 2.60% | 2.85% | 3.10% | 2.85%2.60% $1k–$10k3.10% from $50k | $1,509 |
Sources (1)
- consolidatedccu.com/ira-individual-retirement-account · captured Oct 3, 2026
Who can join Consolidated Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, own a business, or go to school in Clackamas, Clark, Columbia, Hood River, Multnomah, Skamania, Washington, or Yamhill counties.
Employers and groups
- Employees of companies headquartered in an eligible county (Clackamas, Clark, Columbia, Hood River, Multnomah, Skamania, Washington, or Yamhill).
- Employees, retirees, and family members of Providence Health & Services.
- Members, employees, retirees, or family members of the United Domestic Workers (UDW) Labor Union.
Family and household
- Relatives of current CCCU members.
Cost to join
- A $5 initial deposit and maintained minimum balance in a primary savings account.
Membership information collected October 4, 2026.