Compare Bank & Credit Union Rates
Best CD rates in Omaha, NE
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Omaha, NE
- 3.25%APY$188 over 7 months on $10,000
Requirements
Product: Federally insured by NCUA. Minimum opening deposit of $500.00. Early withdrawal penalties and fees may reduce earnings.
3.20% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.10%APY$310 over 1 year on $10,000
Requirements
Product: Fixed 12-month commitment. One entry per every $25 deposit (max. 100/month) for monthly cash prize drawings; no monthly deposit limit. $25 penalty for early withdrawal; after two early withdrawals, disqualified from prize drawings.
Offer: Special Program terms and restrictions apply.
Effective Jul 1, 2026
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More details - 3.10%APY$469 over 18 months on $10,000with conditions
Requirements
Product: $500 minimum balance required. Rewards rates require checking account relationship.
Offer: Requires checking account relationship.
Qualified rate · 3.07% interest rate · Effective Jul 1, 2026
Rate checked
More details - 3.00%APY$453 over 18 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal.
2.96% interest rate · Effective Jul 1, 2026
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More details - 3.00%APY$453 over 18 months on $10,000
Requirements
Product: $500 minimum balance required.
2.97% interest rate · Effective Jul 1, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - Cobalt Credit UnionBump Up Share CertificateCD · 36 months · $1,000 min · 2.90%–3.00% by balance
Credit union · 8 branches
2.90%APY$895 over 36 months on $10,000Requirements
Product: Dividends compounded quarterly. Early withdrawal penalty applies. Minimum opening deposit $1,000.
Offer: Compounded quarterly. Early withdrawal penalty applies.
2.87% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Bump Up Share Certificate Balance APY $1,000 – $100,000Your amount 2.90% $100,000 and up 3.00% Rate checked
More details - Roberts Dairy Employees Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · 1 branch
2.75%APY$848 over 36 months on $10,000Requirements
Product: Will Rate Match other Financial Institutions.
Offer: Will Rate Match other Financial Institutions
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.22%APY$222 over 1 year on $10,000
Requirements
Product: Account holder must be 18 years or older. Membership is established by a primary share savings account with a $5.00 minimum balance.
Offer: Early withdrawal penalty / fee of $25; one withdrawal per term. Rates may change after account opening. Certificate can be rolled over after 12 months.
Effective May 15, 2023
Rate checked
More details - Four Points Federal Credit UnionTerm CertificatesCD · 6 months · $1,000 min · 2.20%–2.25% by balance
Credit union · 2 branches
2.20%APY$109 over 6 months on $10,000Requirements
Product: $1,000 minimum to open non-promotional Term Certificates. Penalty for early withdrawal of regular and add-on certificates is 90 days dividends for terms 12 months or less, 180 days dividends for terms greater than 12 months. Fees may reduce yield. Certificates automatically renew at standard certificate rates for the same term at maturity.
2.18% interest rate
Rate by balance
Rate by balance for Term Certificates Balance APY $1,000 – $24,999Your amount 2.20% $25,000 and up 2.25% Rate checked
More details - 2.10%APY$424 over 24 months on $10,000
Requirements
Product: Additions of $50 or more are allowed. Early withdrawal penalties may apply. APY assumes interest remains on deposit.
Offer: Additions of $50 or more are allowed.
2.10% interest rate · Effective Oct 12, 2026
Rate checked
More details - Omaha Police Federal Credit UnionShare CertificatesCD · 48 months · $2,500 min
Credit union · 1 branch
2.02%APY$833 over 48 months on $10,000Requirements
Product: Certificate rates and yields are based on a quarterly dividend.
Offer: Certificate rates and yields are based on a quarterly dividend.
2.00% interest rate · Effective Mar 1, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Omaha, NE
608 CDs at 45 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 4.15%
- Banks, typical
- 2.02%
- Credit unions, typical
- 2.95%
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Omaha, NE-IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 1 branch
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches