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Compare Bank & Credit Union Rates

Best CD rates in Minnesota

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in Minnesota

  1. First State Bank and TrustPersonal Certificates of DepositCD · 13 months · $1,000 min

    Bank · 2 branches

    4.00%APY$434 over 13 months on $10,000
  2. SharePoint Credit Union13 Month CD SpecialCD · 13 months · $500 min

    Credit union · 6 branches

    4.00%APY$434 over 13 months on $10,000intro rate
  3. State Bank of FaribaultCertificates of DepositCD · 24 months · $1,000 min

    Bank · 3 branches

    4.00%APY$816 over 24 months on $10,000intro rate
  4. CentricityCUShare CertificateCD · 24 months · $500 min

    Credit union · 4 branches

    4.00%APY$816 over 24 months on $10,000
  5. Pioneer BankCertificate of DepositCD · 24 months · $500 min

    Bank · 6 branches

    4.00%APY$816 over 24 months on $10,000
  6. Ashland Credit UnionStandard Share CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.00%APY$1,249 over 36 months on $10,000
  7. Lake Central BankCertificate of DepositCD · 48 months

    Bank · 3 branches

    3.96%APY$1,681 over 48 months on $10,000
  8. Profinium Bank IncCertificate of DepositCD · 17 months · $500 min

    Bank · 4 branches

    3.95%APY$564 over 17 months on $10,000intro rate
  9. SouthPoint Financial Credit UnionCertificatesCD · 18 months

    Credit union · 8 branches

    3.95%APY$598 over 18 months on $10,000
  10. Toro FCUCertificateCD · 36 months · $500 min

    Credit union · 1 branch

    3.95%APY$1,232 over 36 months on $10,000
  11. Toro FCUSTEP-UP CERTIFICATESCD · 36 months · $1,000 min

    Credit union · 1 branch

    3.95%APY$1,232 over 36 months on $10,000intro rate
  12. Top Carrot, Carrot Score 87
    Stearns BankStandard CDCD · 6 months · $500 min

    Bank · 4 branches

    3.94%APY$195 over 6 months on $10,000
  13. Top Carrot, Carrot Score 87
    Stearns BankStearns Salaam CDCD · 6 months · $500 min

    Bank · 4 branches

    3.94%APY$195 over 6 months on $10,000
  14. Odin State BankOne Year CertificateCD · 12 months · $500 min · 3.02%–3.94% by balance

    Bank · 1 branch

    3.94%APY$394 over 1 year on $10,000
  15. The Bank of Elk RiverCertificate of DepositCD · 15 months · $200 min

    Bank · 4 branches

    3.91%APY$491 over 15 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minnesota

1,646 CDs at 187 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.15%
Banks, typical
3.25%
Credit unions, typical
3.40%

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Minnesota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Greater Community CUCredit union · 4 branches
  2. Altra Federal Credit UnionCredit union · 4 branches
  3. VisionBankBank · 1 branch
See all ranked institutions