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Compare Bank & Credit Union Rates

Best CD rates in Michigan

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in Michigan

  1. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$2,167 over 60 months on $10,000with conditions
  2. Lake-Osceola State BankCertificates of DepositCD · 15 months · $10,000 min

    Bank · 12 branches

    3.96%APY$497 over 15 months on $10,000
  3. Northland Area FCUPLUS CertificatesCD · 24 months · $500 min

    Credit union · 17 branches

    3.96%APY$808 over 24 months on $10,000
  4. Top Carrot, Carrot Score 89
    Sovita Credit UnionCertificate of DepositCD · 6 months · $2,500 min

    Credit union · 5 branches

    3.95%APY$196 over 6 months on $10,000
  5. Mercantile BankCertificate of DepositCD · 6 months · $500 min

    Bank · 39 branches

    3.95%APY$196 over 6 months on $10,000
  6. Marshall Community Credit Union10-Month Certificate SpecialCD · 10 months · $1,000 min · 3.95%–4.25% by balance

    Credit union · 3 branches

    3.95%APY$328 over 10 months on $10,000intro rate
  7. Top Carrot, Carrot Score 91
    Ukrainian Selfreliance MI FCUShare Certificates of Deposit (CD)CD · 12 months · $500 min

    Credit union · 2 branches

    3.95%APY$395 over 1 year on $10,000
  8. Top Carrot, Carrot Score 87
    Michigan United Credit UnionCertificateCD · 18 months · $10,000 min

    Credit union · 9 branches

    3.91%APY$592 over 18 months on $10,000
  9. West Shore BankCD SpecialsCD · 3 months · $500 min

    Bank · 9 branches

    3.90%APY$96 over 3 months on $10,000with conditions
  10. Northland Area FCUNon-Compounding CertificatesCD · 24 months · $500 min · 3.90%–3.95% by balance

    Credit union · 17 branches

    3.90%APY$795 over 24 months on $10,000
  11. Top Carrot, Carrot Score 88
    Dort Financial Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min

    Credit union · 13 branches

    3.90%APY$2,108 over 60 months on $10,000
  12. Independent Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 58 branches

    3.87%APY$224 over 7 months on $10,000with conditions
  13. InTouch Credit Union2-Month Cash!n CertificateCD · 2 months · $1,000 min

    Credit union · 2 branches

    3.85%APY$63 over 2 months on $10,000
  14. Isabella Community Credit UnionCertificates of DepositCD · 6 months · $500 min · 3.65%–3.85% by balance

    Credit union · 4 branches

    3.85%APY$191 over 6 months on $10,000
  15. Top Carrot, Carrot Score 87
    Credit Union 1Share Certificate (CD)CD · 7 months · $1,000 min

    Credit union · 1 branch

    3.85%APY$223 over 7 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Michigan

1,917 CDs at 205 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.08%
Banks, typical
2.23%
Credit unions, typical
3.35%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Chief Financial Credit UnionCredit union · 4 branches
  3. Meijer Credit UnionCredit union · 3 branches
See all ranked institutions