Best CD rates in Livonia, MI

Requirements

Product: CD Special requires an Independent Bank checking account. Interest is compounded monthly and paid to the account monthly. Minimum balance to earn interest is $0.01. Early withdrawal penalty applies (three months interest for terms of one year or less). Automatically renews at maturity with a 10 calendar day grace period. Rates apply to personal CDs.

Offer: Requires an Independent Bank checking account.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.

Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.

Requirements

Product: Rates guaranteed for the term of the Certificate. Dividends compounded and paid monthly. Early withdrawal penalty: for CDs with maturities of 9 months or less, penalty is 90 days of dividends/interest; for CDs with maturity of 12 months or greater, other than 13-Month Flexible CD, penalty is 180 days of dividends/interest. For 13-Month Flexible CD, one withdrawal up to 25% of the principal balance can be made without penalty; subsequent withdrawals penalized 180 days of interest.

Offer: 13 Month Flexible CD: one withdrawal up to 25% of the principal balance can be made without penalty; subsequent withdrawals penalized 180 days of interest.

Requirements

Product: No setup or maintenance fees. Early withdrawals subject to penalty. Automatically renews at maturity with a 7-day grace period. Maximum deposit at listed rates is $500,000.

Requirements

Product: Additional Super Saver deposits of at least $50 permitted, not to exceed $100,000 in aggregate per Certificate. Maximum number of Super Saver Certificates is limited to TWO per Social Security number. Dividends are compounded and credited monthly.

Offer: Additional deposits of at least $50 along the way, not to exceed $100,000 in aggregate per Certificate. Maximum two certificates per SSN. Dividends compounded and credited monthly.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Interest is compounded monthly and paid to the account monthly. Minimum balance to earn interest is $0.01. Early withdrawal penalty applies (six months interest for terms of more than one year). Automatically renews at maturity with a 10 calendar day grace period. Rates apply to personal CDs.

Requirements

Product: Dividends are compounded and paid quarterly on standard certificates. Early withdrawal penalties apply: loss of 90 days' interest for terms 12 months or less; loss of 180 days' interest for terms greater than 12 months. Membership and eligibility requirements apply.

Requirements

Product: Available to members at least 18 years old residing in states where prize-linked savings is permitted. Each $25 qualifying deposit increase earns one entry into monthly, quarterly, and annual prize drawings (max 100 entries/month, 300/quarter, 1,200/year). Early withdrawal penalty: $25.

Requirements

Product: Interest is compounded monthly and paid to the account monthly. Minimum balance to earn interest is $0.01. Early withdrawal penalty applies (three months interest for terms of one year or less). Automatically renews at maturity with a 10 calendar day grace period. Rates apply to personal CDs.

Requirements

Product: Interest is compounded monthly and paid to the account monthly. Minimum balance to earn interest is $0.01. Early withdrawal penalty applies (three months interest for terms of one year or less). Automatically renews at maturity with a 10 calendar day grace period. Rates apply to personal CDs.

Requirements

Product: Start at 0.27% APY. Each month you make a qualifying deposit of any amount, rate increases by 0.25% bump (one bump per month) up to 2.29% APY. Opening partial month does not count toward rate bump. Early withdrawal penalty applies.

Offer: Maximum rate achieved by making a deposit of any amount each qualifying month (0.25% bump per qualifying monthly deposit).

Requirements

Product: $250 Minimum Average Daily Balance Required. Unlimited deposits throughout the term without changing maturity date or rate. Automatic renewal at maturity with a 10-day grace period.