Compare Bank & Credit Union Rates
Best CD rates in Woburn, MA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–21 results in Woburn, MA
- 2.76%APY$137 over 6 months on $10,000
Requirements
Product: Personal accounts only. Early withdrawal penalty applies. Automatic renewal at maturity.
Offer: Simple interest (not compounded), credited at maturity or paid monthly. Early withdrawal penalty is 2% of withdrawn principal.
2.76% interest rate
Rate checked
More details - 2.02%APY$50 over 3 months on $10,000
Requirements
Product: Personal accounts only. A penalty may be imposed for early withdrawal. Certificate of Deposit will be renewed automatically at maturity unless instructed otherwise.
Offer: Simple compounding.
2.00% interest rate · Effective Oct 2, 2026
Rate checked
More details - 1.75%APY$719 over 48 months on $10,000
Requirements
Product: For consumer accounts only. Fixed rate term Certificate of Deposits accounts, rates are guaranteed for the length of the term. Minimum deposit to open account and to obtain the APY is $500 unless otherwise specified. APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal. Flexible terms ranging from 91 days to 5 years.
Offer: Minimum deposit $500. Penalty may be imposed for early withdrawal.
1.74% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.40%APY$60 over 18 months on $10,000
Requirements
Product: Personal deposits of Massachusetts residents only. Penalty may be imposed for early withdrawals.
Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Woburn, MA
201 CDs at 13 banks and credit unions · checked Oct 5–16
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches