Compare Bank & Credit Union Rates
Best CD rates in Kansas
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Kansas
- 4.55%APY$455 over 1 year on $10,000
4.47% interest rate · Effective Dec 15, 2025
Rate checked
More details - 4.35%APY$435 over 1 year on $10,000
Requirements
Product: Interest will compound quarterly and will be credited to the account quarterly. The daily balance method is used to calculate interest. Automatically renewable with a 10 calendar day grace period after expiration to add or change the term with no penalty. Substantial penalty may be imposed for early withdrawals. 6 month, 1, 2, 3, 4, 5 and 7 year CDs can be opened online. Available as collateral for a loan.
4.28% interest rate · Effective Oct 5, 2026
Rate checked
More details - Mid-America BankCertificate of Deposit (CD)CD · 12 months · $500 min · 4.30%–4.55% by balance
Bank · 7 branches
4.30%APY$430 over 1 year on $10,000Requirements
Product: Tiered rates; special/jumbo rate available for certificate balances $250,000 & above when additional qualifications are met.
Offer: Standard rate; 1 Year CD
4.25% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY Any balanceYour amount 4.30% $250,000 and up 4.55% Rate checked
More details - 4.27%APY$427 over 1 year on $10,000intro rate
Requirements
Product: Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's.
Offer: Online only. Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's. Minimum deposit of $1,000.00 is required to obtain APY. Maximum amount to open CD is $90,000.
Promotional rate · Balance cap $90,000 · Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000intro rate
Requirements
Product: Current rates apply to new CDs and renewals at maturity only. APY is based on quarterly compounding. Early withdrawal penalty may reduce earnings.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
4.16% interest rate
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Penalty for early withdrawal. Rates may change weekly.
Offer: 12 Mo. CD. Interest rates may change weekly.
4.21% interest rate · Effective Aug 24, 2026
Rate checked
More details - 4.20%APY$420 over 1 year on $10,000
Requirements
Product: Interest is compounded and credited quarterly for investment terms of 12 months or longer; shorter terms pay at maturity. Penalties apply for early withdrawal. Rates are accurate as of 10/15/2026 and subject to change.
Offer: 12-Month term. A fixed interest rate is earned on the entire balance. Minimum opening balance of $500 required to obtain disclosed APY. Compounded and credited quarterly. Early withdrawal penalty: 183 - <60 Months: 1 year loss of interest.
Effective Oct 15, 2026
Rate checked
More details - 4.20%APY$420 over 1 year on $10,000
Requirements
Product: Federally insured deposits. $500 minimum deposit on all terms. Early withdrawals may be subject to penalties.
4.14% interest rate · Effective Sep 18, 2026
Rate checked
More details - 4.18%APY$418 over 1 year on $10,000
Requirements
Product: A $500 minimum balance is required to obtain the stated APY. CD Interest is compounded and paid quarterly. Penalty may be imposed for early withdrawal.
4.12% interest rate
Rate checked
More details - 4.16%APY$416 over 1 year on $10,000
Requirements
Product: Penalty with early withdrawal. APY = Annual Percentage Yield. Rates may change after the account is opened. Fees may reduce earnings.
Offer: Penalty for early withdrawal.
4.10% interest rate · Effective Jun 22, 2026
Rate checked
More details - Grant County BankCertificates of Deposit (CDs)CD · 12 months · $100 min · 4.07%–4.17% by balance
Bank · 2 branches
4.07%APY$407 over 1 year on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Interest rate and APY may change after account opening.
4.03% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $100,000Your amount 4.07% $100,000 and up 4.17% Rate checked
More details - 4.06%APY$406 over 1 year on $10,000
Requirements
Product: Compounded daily and paid quarterly. Subject to change daily.
Offer: Subject to change daily. 90 day penalty for early withdrawal before maturity.
4.00% interest rate · Compounded daily
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 12 months · $1,000 min · 4.05%–4.10% by balance
Credit union · 4 branches
4.05%APY$405 over 1 year on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.05% $20,000 and up 4.05% $100,000 and up 4.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Kansas
157 CDs at 135 banks and credit unions · checked Oct 16–22
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.18%
- Credit unions, typical
- 3.29%
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Find your bank or credit union to see all its rates and how they compare near you.
Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch