Compare Bank & Credit Union Rates
Best CD rates in Illinois
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 301–315 results in Illinois
- 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Dividends compound and are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends. Early withdrawal penalty applies. Automatic rollover at maturity with a 10-day grace period.
Offer: Early withdrawal penalty is 90 days' dividends.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Dividends compound and are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends. Early withdrawal penalty applies.
Offer: Early withdrawal penalty is 90 days' dividends.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Interest rates on CDs are variable, and may change immediately after opening the account. The bank may impose a penalty for early withdrawal of a CD. Longview Bank reserves the right to limit deposits.
Offer: Minimum Balance to Obtain APY is $500.
3.21% interest rate · Effective Oct 15, 2026
Rate checked
More details - Midwest Coalition of Labor Credit Union (MCL)12 Month CDCD · 12 months · $1,000 min · 2.50%–3.75% by balance
Credit union · 1 branch
3.25%APY$325 over 1 year on $10,000Requirements
Product: Rates on all certificates are subject to change monthly. Ninety (90) day interest penalty on redeeming any certificate before maturity. May be subject to penalty and taxation.
Offer: Minimum deposit $1,000.
2.50% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 12 Month CD Balance APY $1,000 and up 2.50% $10,000 and upYour amountMinimum deposit $10,000. 3.25% $50,000 and upMinimum deposit $50,000. 3.75% Rate checked
More details - 3.25%APY$661 over 24 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 24-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Fund up to $500,000 online and up to $1,000,000 in a branch.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.21%APY$240 over 9 months on $10,000intro rate
Requirements
Product: Temporary offer. Automatically renewable; at maturity term changes to 12 months at the 12-month CD rate then in effect. Interest credited and compounded at maturity. Early withdrawal penalty of 90 days interest.
Offer: APY assumes interest is added to deposit upon payment. APY calculated based on a term of 365 days. Must maintain minimum opening balance.
Promotional rate · 3.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 3.20%APY$991 over 36 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 36-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.20%APY
Requirements
Product: Automatic renewal at maturity. Penalty for early withdrawal determined by the CD term. Interest compounded and credited quarterly.
Offer: Seven Years (84+ months). Minimum balance to earn interest/APY is $1,000.
3.16% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.11%APY$962 over 36 months on $10,000
Requirements
Product: Early withdrawal penalty may apply. Annual payout of dividends required.
Offer: Non-IRA
Effective Aug 17, 2026
Rate checked
More details - 3.10%APY$1,649 over 60 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier.
3.06% interest rate
Rate checked
More details - 3.07%APY$152 over 6 months on $10,000
Requirements
Product: A penalty may or will be imposed for early withdrawal from all CD accounts. Fees may reduce earnings. Rates subject to change without notice.
Offer: Interest compounded and paid at maturity. Early withdrawal penalty - one month's interest.
3.05% interest rate · Effective Sep 3, 2024
Rate checked
More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
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More details - 3.05%APY$305 over 1 year on $10,000
Requirements
Product: Fixed rate throughout the term; automatically renewed.
Rate checked
More details - 3.05%APY$619 over 24 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Rates guaranteed fixed for length of term. Automatic interest earnings transfer capabilities and automatic CD renewal available.
Offer: Minimum average daily balance to avoid fees is $0. Term of 2 Years.
Effective Sep 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Illinois
2,754 CDs at 306 banks and credit unions · checked Oct 22–23
- Typical
- 2.61%
- Top 10% from
- 4.00%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.01%
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Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch