Compare Bank & Credit Union Rates
Best CD rates in Hawaii
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–67 results in Hawaii
- 1.00%APY$100 over 1 year on $10,000intro rate
Requirements
Product: New Money ONLY. Fees could reduce earnings.
Offer: Minimum Opening Deposit to earn 1.00% APY is $25.00; Maximum balance $250,000.00; New Money ONLY.
Promotional rate · Balance cap $250,000 · Effective Jan 1, 2026
Rate checked
More details - 0.90%APY$181 over 24 months on $10,000
Requirements
Product: For Certificate accounts, early withdrawal penalty fee may apply. Upon maturity, certificate funds will be automatically transferred to the member's Primary Shares account.
Offer: Dividends compounded and credited quarterly. Minimum deposit $1,000.00. Early withdrawal penalty fee may apply. Upon maturity, certificate funds automatically transfer to Primary Shares.
0.90% interest rate · Effective May 1, 2026
Rate checked
More details - Honolulu Fire Department Federal Credit UnionStandard Share CertificatesCD · 36 months · $2,500 min
Credit union · 2 branches
0.60%APY$181 over 36 months on $10,000Requirements
Product: Must be a member. Level qualifications applied at month end. Minimum to earn is $2,500. Dividends credited to Regular Savings quarterly. Subject to penalty for early withdrawal.
Offer: Fire Level – Primary member is an active firefighter.
Effective Feb 17, 2026
Rate checked
More details - 0.25%APY$25 over 1 year on $10,000
Requirements
Product: Automatically renew at maturity to continue earning at a rate higher than Regular Share Account.
Offer: Dividends compounded & paid quarterly.
Effective Feb 1, 2026
Rate checked
More details - Honolulu Federal Credit Union (HOCU)Super CertificatesCD · 12 months · $500 min
Credit union · 5 branches
0.15%APY$15 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal on all certificates. Early withdrawal fees may reduce earning and principal. Dividends paid monthly.
Offer: Penalty for early withdrawal on all certificates. Early withdrawal fees may reduce earning and principal.
Effective Oct 1, 2026
Rate checked
More details - Central Pacific BankSmart Saver Certificates of DepositCD · 36 months · $1,000 min
Bank · 27 branches
0.13%APY$39 over 36 months on $10,000with conditionsRequirements
Product: Requires monthly automatic deposits on the 22nd from eligible CPB account. Minimum end-of-term balance $5,000. At maturity, automatically closes and funds transfer to source account. If automatic deposits stop before maturity, CD closes with penalties. APY assumes interest remains on deposit until maturity. Fees may reduce earnings.
Qualified rate · 0.13% interest rate
Rate checked
More details - 0.13%APY
Requirements
Product: Minimum deposit $500. APY assumes interest remains on deposit until maturity. Fees may reduce the earnings on the CD account. A penalty will be imposed for early withdrawals.
0.13% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hawaii
377 CDs at 44 banks and credit unions · checked Oct 15–22
- Typical
- 3.00%
- Top 10% from
- 4.02%
- Banks, typical
- 0.30%
- Credit unions, typical
- 3.20%
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Find your bank or credit union to see all its rates and how they compare near you.
Hawaii
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Maui County Federal Credit UnionCredit union · 2 branches
- Hawaii Community Federal Credit UnionCredit union · 9 branches