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Compare Bank & Credit Union Rates

Best CD rates in Florida

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Florida

  1. Raymond James BankCertificates of Deposit (CDs)CD · 12 months · $2,000 min

    Bank · 1 branch

    4.60%APY$460 over 1 year on $10,000
  2. Raymond James BankCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 1 branch

    4.60%APY$460 over 1 year on $10,000
  3. Evermore BankWe Got Your Back CDCD · 5–15 months · $10,000 min

    Bank · 2 branches

    4.45%APYwith conditions
  4. Tropical Financial Credit UnionRegular Certificate of DepositCD · 12 months · $500 min

    Credit union · 6 branches

    4.40%APY$440 over 1 year on $10,000
  5. HSBC USANew Money Certificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · 2 branches

    4.40%APY$440 over 1 year on $10,000with conditions
  6. City National BankPersonal Certificates of DepositCD · 12 months · $2,500 min

    Bank · 1 branch

    4.39%APY$439 over 1 year on $10,000intro rate
  7. Pibank USAPibank CDCD · 12 months · $0 min

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000
  8. Pacific National BankCertificates of DepositCD · 12 months

    Bank · 6 branches

    4.35%APY$435 over 1 year on $10,000intro rate
  9. Top Carrot, Carrot Score 93
    CIBC Bank USACIBC Agility Certificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000
  10. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 27 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  11. BrightStar Credit UnionCertificatesCD · 12–24 months

    Credit union · 10 branches

    4.30%APYwith conditions
  12. HSBC USAOnline Certificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · 2 branches

    4.30%APY$430 over 1 year on $10,000with conditions
  13. HSBC USAWealth Center/Telephone Deposit Account CDsCD · 12 months · $1,000 min

    Bank · 2 branches

    4.30%APY$430 over 1 year on $10,000
  14. BrightStar Credit UnionCertificatesCD · 6–12 months

    Credit union · 10 branches

    4.25%APYwith conditions
  15. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 56 branches

    4.25%APY$425 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in Florida

228 CDs at 174 banks and credit unions · checked Oct 15–22

Typical
3.45%
Top 10% from
4.15%
Banks, typical
3.15%
Credit unions, typical
3.50%

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Florida

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Innovations Financial Credit UnionCredit union · 9 branches
  2. Oxford Federal Credit UnionCredit union · 1 branch
  3. Climate First BankBank · 4 branches
See all ranked institutions