Compare Bank & Credit Union Rates
Best CD rates in Mobile, AL
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–27 results in Mobile, AL
- 3.66%APY$366 over 1 year on $10,000
3.60% interest rate · Effective Oct 9, 2026
Rate checked
More details - JM Associates FCUTerm Share CertificateCD · 12 months · $1,000 min · 3.66%–3.71% by balance
Credit union · 1 branch
3.66%APY$366 over 1 year on $10,000Requirements
Product: Penalties for early withdrawal on term share accounts.
3.60% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $1,000 and upYour amount 3.66% $50,000 and up 3.71% Rate checked
More details - Alabama Central CUShare CertificatesCD · 12 months · $500 min · 3.55%–3.90% by balance
Credit union · 1 branch
3.55%APY$355 over 1 year on $10,000Requirements
Product: Dividends are compounded and credited monthly. No setup or maintenance fees. Early withdrawals are subject to penalties. Can be used as collateral to secure loans.
3.49% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $100,000Your amount 3.55% $100,000 – $245,000 3.70% $245,000 – $1,000,000 3.80% $1,000,000 and up 3.90% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
Requirements
Product: Maturities from 182 days to 60 months. Interest payable by check, direct deposit or compounding quarterly. A penalty may be imposed for withdrawals prior to maturity on CDs. Fees may reduce earnings. Advertised rates are subject to change at the bank's discretion.
Offer: 182 Day CD. Penalty may be imposed for early withdrawal.
3.22% interest rate · Effective Oct 1, 2026
Rate checked
More details - Keesler Federal Credit UnionShare Certificate AccountsCD · 18 months · $1,000 min
Credit union · 2 branches
3.25%APY$491 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
3.21% interest rate
Rate checked
More details - 3.04%APY$151 over 6 months on $10,000
Requirements
Product: Membership is open to anyone who lives, works, or attends school in Mobile, Baldwin, Clarke, Escambia, Monroe, or Washington Counties.
Offer: Rates subject to change.
3.00% interest rate · Effective May 29, 2025
Rate checked
More details - 2.00%APY$404 over 24 months on $10,000
Requirements
Product: With a minimum deposit, receive quarterly dividends.
2.00% interest rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 5 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Navigator Credit UnionShare CertificatesCD · 60 months · 1.35%–1.40% by balance
Credit union · 3 branches
1.35%APY$693 over 60 months on $10,000Requirements
Product: Subject to membership eligibility. Early withdrawal penalty may apply. Additional deposits cannot be made after opening.
1.34% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $25,000Your amount 1.35% $25,000 – $100,000 1.40% Rate checked
More details - 0.55%APY$278 over 60 months on $10,000
Requirements
Product: Interest rate is variable and subject to change at the discretion of the Bank. Fees may reduce earnings on the account. An early withdrawal penalty may apply.
Offer: Interest Credited: Quarterly
Effective Oct 4, 2026
Rate checked
More details - Navigator Credit Union1st Nvestor CertificatesCD · 6 months · 0.45%–0.48% by balance
Credit union · 3 branches
0.45%APY$22 over 6 months on $10,000Requirements
Product: Requires ongoing deposits of at least $10 per week. Designed to help you grow into a full certificate. No large upfront deposit needed. Subject to membership eligibility. Early withdrawal penalty may apply.
Offer: Requires ongoing deposits of at least $10 per week
0.45% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for 1st Nvestor Certificates Balance APY Up to $25,000Your amount 0.45% $25,000 – $100,000 0.48% Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Mobile, AL
219 CDs at 24 banks and credit unions · checked Oct 6–22
- Typical
- 2.75%
- Top 10% from
- 4.00%
- Banks, typical
- 0.81%
- Credit unions, typical
- 3.35%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mobile, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- AmFirstCredit union · 1 branch
- JM Associates FCUCredit union · 1 branch
- United BankBank · 1 branch