Compare Bank & Credit Union Rates
Best CD rates in Dothan, AL
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–12 results in Dothan, AL
- All In Credit UnionShare CertificatesCD · 18 months · $1,000 min · 4.33%–4.39% by balance
Credit union · 7 branches
4.33%APY$656 over 18 months on $10,000Requirements
Product: When certificate matures, it can be cashed or automatically renewed based on investment goals.
4.25% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 4.33% $100,000 and upJumbo 4.39% Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.17%APY$276 over 8 months on $10,000with conditions
Requirements
Product: Quarterly Posted Dividend Certificates. Penalty for early withdrawal. Both 8 Month Specials auto renew to 12-month term.
Offer: Auto renews to 12-month term. Requires (a) recurring direct deposit present in the last 90 days, minimum of 5 financial transactions excluding dividend accrual in previous 90 day period, and open debit card attached to MTC Federal checking account, or (b) minimum total originated balance of $20,000 in active loans with MTC Federal, or (c) minimum of $10,000 new money deposited from another financial institution.
Qualified rate · 4.10% interest rate
Rate checked
More details - 4.01%APY$2,172 over 60 months on $10,000
Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.95% interest rate
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More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Consumer accounts only. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Rates are subject to change at any time.
Offer: Five-Month CD Special. Automatically renews into a standard CD at a like term at a rate in effect at that time. Interest paid at maturity. Penalty may be imposed for early withdrawal.
Promotional rate · Effective Sep 15, 2026
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More details - Southern Energy Credit UnionCertificates of Deposit (CDs)CD · 13 months · $500 min
Credit union · 1 branch
4.00%APY$434 over 13 months on $10,000Requirements
Product: Available to qualifying members. Minimum $500 deposit required to open a CD. Rates subject to change without notice. Interest is computed and compounded daily and posted quarterly and at maturity. At maturity, CD will automatically renew for another term at the then available APY. There is a penalty for early withdrawal. Grace period of 5 business days to withdraw a certificate after the automatic renewal date.
Compounded daily
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: $500 minimum opening deposit. Variable rates subject to change. Fees, if incurred, may reduce earnings.
3.74% interest rate
Rate checked
More details - 3.80%APY$2,050 over 60 months on $10,000
Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.75% interest rate
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More details - 3.66%APY$366 over 1 year on $10,000
3.60% interest rate · Effective Oct 9, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 4 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 0.55%APY$278 over 60 months on $10,000
Requirements
Product: Interest rate is variable and subject to change at the discretion of the Bank. Fees may reduce earnings on the account. An early withdrawal penalty may apply.
Offer: Interest Credited: Quarterly
Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Dothan, AL
114 CDs at 8 banks and credit unions · checked Oct 22
- Typical
- 3.45%
- Top 10% from
- 4.05%
- Banks, typical
- 1.01%
- Credit unions, typical
- 3.66%
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Dothan, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- All In Credit UnionCredit union · 12 branches
- Southern Energy Credit UnionCredit union · 1 branch
- Alabama ONECredit union · 2 branches