Credit union · NCUA insured
Mobile Educators Credit Union CD Rates
Mobile Educators Credit Union’s best CD rate is 3.04% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Mobile Educators Credit Union’s CD rates compare
Compared with banks and credit unions near Mobile, AL, where Mobile Educators Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mobile Educators Credit Union
3.04%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $151
Certificates
Top rate
United Bank
4.35%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $660
2nd-highest rate
All In Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $656
Mobile Educators Credit Union CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 3–8 months3–8 mo3.04%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo3.04%
- 31–60 months31–60 mo1.51%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mobile Educators Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.04%APY · 6 terms
Membership is open to anyone who lives, works, or attends school in Mobile, Baldwin, Clarke, Escambia, Monroe, or Washington Counties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRates subject to change | 3.04% | $151 |
| 12 monthsRates subject to change | 3.04% | $304 |
| 18 monthsRates subject to change | 3.04% | $459 |
| 36 monthsRates subject to change | 1.16% | $352 |
| 48 monthsRates subject to change | 1.26% | $514 |
| 60 monthsRates subject to change | 1.51% | $778 |
Who can join Mobile Educators Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, or goes to school in Mobile, Baldwin, Washington, Clarke, Monroe, or Escambia Counties.
Employers and groups
- Employees of designated employer groups are eligible for membership.
Military, government and schools
- Employees of specified educational institutions and municipal/government entities in the area are eligible to join.
Family and household
- Family members (mother, father, sister, brother, children, and grandchildren) of all credit union members are eligible to join.
Membership information collected October 4, 2026.