Compare Bank & Credit Union Rates
Best 9-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 of 99 results in Philadelphia, PA-NJ-DE-MD metro
- Synchrony BankCertificate of Deposit (CD)CD · 9 months · $0 min
Bank · Opens accounts online nationwide
4.50%APY$336 over 9 months on $10,000Requirements
Product: Early withdrawal penalties apply (Terms of 12 months or less: 90 days simple interest; Terms of more than 12 months but less than 48 months: 180 days simple interest; Terms of 48 months or more: 365 days simple interest). Personal non-IRA accounts only.
4.40% interest rate · Effective Oct 29, 2026
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More details - 4.40%APY$328 over 9 months on $10,000
Requirements
Product: Must be a United States citizen or Permanent Resident with a valid Social Security Number. Accounts are opened and managed online. Trust accounts are not offered.
Balance cap $250,000
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More details - 4.40%APY$328 over 9 months on $10,000
Requirements
Product: Must be at least 18 years old, US citizen or resident alien with valid SSN and physical US address. Minimum opening deposit $1,500 in a single transaction; maximum $1,000,000 per account. Early withdrawal penalty applies. Automatically renews at maturity with a 10-day grace period. Compounded daily, credited monthly.
Offer: Early withdrawal penalty: 90 days simple interest for terms shorter than 1 year.
Compounded daily · Balance cap $1,000,000 · Effective Oct 29, 2026
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More details - 4.33%APY$323 over 9 months on $10,000
Requirements
Product: Dividends are compounded and credited quarterly. Early withdrawal penalty applies (equals 180 days' dividends). CDs are prohibited from additional deposits after opening. Automatically renews on maturity date with a 10-day grace period.
4.25% interest rate · Effective Sep 18, 2026
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More details - 4.30%APY$321 over 9 months on $10,000
Requirements
Product: Maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings.
4.21% interest rate · Balance cap $250,000 · Effective Nov 5, 2026
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More details - 4.30%APY$321 over 9 months on $10,000
Requirements
Product: $500 minimum balance/opening deposit. Fixed rate until maturity. Early withdrawal penalty applies to withdrawal of principal prior to maturity. 10-Day CD Rate Guarantee applies. Maximum balance limits apply.
Offer: $500 minimum to open and earn stated APY.
Effective Oct 30, 2026
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More details - 4.30%APY$321 over 9 months on $10,000
Requirements
Offer: Requires a qualifying Momentum Checking account to receive the promotional bonus rate.
Effective Oct 26, 2026
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More details - 4.30%APY$321 over 9 months on $10,000
Requirements
Product: Dividends are compounded and credited quarterly on the daily balance.
4.23% interest rate · Effective Oct 29, 2026
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More details - Service Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Opens accounts online nationwide
4.25%APY$317 over 9 months on $10,000Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. Penalty for early withdrawal.
4.17% interest rate · Effective Nov 3, 2026
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More details - 4.25%APY$317 over 9 months on $10,000intro rate
Requirements
Product: $500 minimum deposit to open. Early withdrawals subject to penalties: Terms of 6 months or less – 31 days’ dividends; Terms of 12 months – 91 days’ dividends; Terms longer than 12 months – 181 days’ dividends. Special Promo 9-Month Regular Share Certificate available. Other terms and rates available.
Offer: Special Promo! 9-Month Regular Share Certificate. Rates subject to change. Early withdrawal penalties may apply. Other terms and rates available.
Promotional rate · Effective Nov 1, 2026
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More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
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More details - First Financial Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · 1 branch
4.20%APY$313 over 9 months on $10,000with conditionsRequirements
Product: Dividends compounded daily and credited monthly. 10-calendar-day grace period with automatic renewal upon maturity. Early withdrawal penalties apply. Option for bump-up after 6 months on 18-, 24-, and 36-month certificates.
Offer: Must meet Better Rewards Checking eligibility requirements at the time of opening or renewing.
Qualified rate · 4.11% interest rate · Compounded daily · Effective Nov 5, 2026
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More details - 4.20%APY$313 over 9 months on $10,000
Requirements
Offer: Minimum balance to obtain APY is more than $0. Opening online requires minimum balance of $1,000.
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More details - 4.20%APY$313 over 9 months on $10,000
4.12% interest rate · Effective Oct 26, 2026
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More details - Bask BankBask Certificate of DepositCD · 9 months · $1,000 min
Part of Texas Capital Bank · Opens accounts online nationwide
4.20%APY$313 over 9 months on $10,000Requirements
Product: CD accounts must be funded with a single, lump-sum minimum deposit of $1,000 within 10 business days of account opening or the account will automatically be closed. Interest is calculated and accrued daily based on daily balance. Fixed terms and rates; penalty may be incurred for early withdrawal.
Offer: CD rates are fixed and paid through the term assuming interest remains on deposit until maturity. Early withdrawal penalty may apply (90 days of simple interest based on the principal amount withdrawn).
4.11% interest rate · Effective Sep 23, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay in Philadelphia, PA-NJ-DE-MD metro
99 CDs at 83 banks and credit unions · checked Oct 23–Nov 6
- Typical
- 3.70%
- Top 10% from
- 4.25%
- Banks, typical
- 3.45%
- Credit unions, typical
- 3.80%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 1 branch