Credit union · NCUA insured
Del-One Federal Credit Union CD Rates
Del-One Federal Credit Union’s best CD rate is 4.25% APY on a 9-month share certificate (CD). Rates checked November 5, 2026.
How Del-One Federal Credit Union’s 9-month CD compares
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This credit union’s 9-month CD
Del-One Federal Credit Union
4.25%APY
- Minimum
- $500
- Earns on $10,000
- $317
Share Certificate
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Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificate
4.25%APY · 1 term
$100,000 minimum balance for Jumbo Share Certificate promo. $500 minimum deposit to open for standard certificates. Early withdrawals subject to penalties: Terms of 6 months or less – 31 days’ dividends; Terms of 12 months – 91 days’ dividends; Terms longer than 12 months – 181 days’ dividends. Other terms and rates available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsSpecial Promo! 9-Month Jumbo Share Certificate. Rates subject to change. Early withdrawal penalties may apply. Other terms and rates available | 4.25% | — |
Sources (1)
- del-one.org/share-certificates · captured Nov 5, 2026
Share Certificate
4.25%APY · 1 term
$500 minimum deposit to open. Early withdrawals subject to penalties: Terms of 6 months or less – 31 days’ dividends; Terms of 12 months – 91 days’ dividends; Terms longer than 12 months – 181 days’ dividends. Special Promo 9-Month Regular Share Certificate available. Other terms and rates available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsSpecial Promo! 9-Month Regular Share Certificate. Rates subject to change. Early withdrawal penalties may apply. Other terms and rates available | 4.25% | $317 |
Sources (1)
- del-one.org/share-certificates · captured Nov 5, 2026
Who can join Del-One Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals based on where they live, work, worship, or attend school in the Town of Georgetown, City of Milford, City of Newark, City of Wilmington, or West Dover Charter Area.
Employers and groups
- Membership is open to all full-time, part-time, and seasonal/casual/temporary employees, and elected and appointed officials of any of Del-One's Select Employer Groups.
Military, government and schools
- Membership is open to all full-time, part-time, and seasonal/casual/temporary employees, and elected and appointed officials of the State of Delaware.
Family and household
- Membership is open to individuals who have an immediate family member or household member who already has an account.
Other ways
- Membership is open to residents of Delaware or adjacent bordering counties in Maryland (Cecil, Kent, Queen Anne's, Caroline, Dorchester, Wicomico, Worcester) or Pennsylvania (Chester, Delaware) through joining and contributing to the Del-One Foundation.
Cost to join
- An initial deposit of $5 is required to open an account.
Membership information collected October 4, 2026.