Best 6-month CD rates

Requirements

Product: ABNB Certificates require a minimum deposit of $1,000. Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.

Requirements

Product: Membership required. Early withdrawal penalty equals 90 days of interest. Dividends credited monthly.

Offer: Dividends credited monthly. Early withdrawal penalty equals 90 days of interest.

Requirements

Product: Dividends compounded and paid monthly. Early withdrawal penalty applies (3 months dividends for terms < 12 months, 6 months dividends for terms >= 12 months; minimum penalty $10 for withdrawals < $5,000, $20 for >= $5,000). Fixed rate during term. Automatically renewable. Additional deposits not permitted during term except during 7-day grace period after maturity. Monthly interest check available on accounts of $5,000 or greater.

Requirements

Product: Dividends compounded and paid monthly. Early withdrawal penalty applies (3 months dividends for terms < 12 months, 6 months dividends for terms >= 12 months; minimum penalty $10 for withdrawals < $5,000, $20 for >= $5,000). Fixed rate during term. Automatically renewable. Additional deposits not permitted during term except during 7-day grace period after maturity. Monthly interest check available on accounts of $5,000 or greater.

Requirements

Offer: With relationship

Requirements

Product: Restricted to new money not already on deposit with GUASFCU. Membership eligibility requirements apply. Additional deposits are not allowed after opening, and early withdrawal penalties apply. Interest is paid at maturity.

Offer: Restricted to new money not already on deposit with GUASFCU.

Requirements

Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Interest is compounded continuously and credited monthly. Penalty for early withdrawal of principal. Fees may reduce earnings. 7 calendar days grace period from maturity date.

Offer: Interest is compounded continuously. Penalty for early withdrawal.

Requirements

Product: Effective as of April 21, 2026. Rates are subject to change. A Jumbo rate may be offered for CD Deposits of $100,000.00 or greater; please inquire with a new accounts representative for details. Penalty may be imposed for early withdrawal. Interest compounds semi-annually; payment frequency (monthly, quarterly, or semi-annually) is optional. Step-Up CD rates may change after the account is opened.

Requirements

Product: Substantial penalty for early withdrawal.

Offer: 6-Month (Special).

Requirements

Offer: Term “O”

Requirements

Product: Special promotional rates require opening an account with new money (funds not currently on deposit with FNCU). Special promotional rate automatically renews at the standard rate in effect on maturity date.

Offer: Initial term promo rate. Requires opening an account with new money.

Requirements

Product: May invest from 6 months to 60 months. Earnings compound within the CD or posted monthly to share or share draft account. Fixed rate until maturity. Early withdrawal penalties may apply.

Offer: Early withdrawal penalties may apply. Rates subject to change.

Requirements

Product: Minimum deposit amount of $500.00. Early withdrawals are subject to penalty. Subject to membership eligibility.

Requirements

Product: Minimum deposit of $1,000.00. Dividends credited monthly. Automatically renewed unless specified otherwise. Early withdrawal penalty applies: 30 days dividends for 3 months, 90 days dividends for 6-24 months, 180 days dividends for 36-60 months.

Requirements

Product: Limited time offer. Not available to other financial institutions or public funds. Early withdrawal penalties may apply.

Offer: Requires $2,500 minimum balance to open and obtain APY. Auto renews to a standard 6-month CD. Penalties may be imposed for early withdrawal. Limited time offer.