Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1126–1140 of 4,559 results
- UFCUFixed-Rate CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Requires a Savings account to purchase a certificate. Dividends compounded daily and credited monthly. Penalty will or may be imposed for early withdrawal.
3.64% interest rate · Compounded daily · Effective Sep 3, 2026
Rate checked
More details - First National Bank of WaterlooCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Interest compounded and credited quarterly. Penalty may be imposed for early withdrawal. $1,000 minimum balance required to obtain APY.
3.65% interest rate · Effective Oct 16, 2026
Rate checked
More details - Citizens Community BankCertificates of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000intro rateRequirements
Product: Initial Interest Rate Is In Effect Until First Maturity.
Offer: Quarterly interest credited/compounded. 10 grace days. Early withdrawal penalty: 1 Month Interest.
Promotional rate · 3.65% interest rate · Effective Oct 16, 2026
Rate checked
More details - Allegent Community FCUShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Compounded and credited quarterly except for 6 month term which compounds/credits at maturity. Minimum opening deposit/investment of $500 required to open and earn stated APY ($1,000 for 7-month promo). Penalty for early withdrawal may reduce earnings. Membership eligibility required.
Offer: Short Term Certificate. Compounded and credited at maturity. Additional deposits allowed (limited to $500.00 minimum per deposit).
3.67% interest rate · Effective Oct 13, 2026
Rate checked
More details - Franklin Mint Federal Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Membership eligibility applies. Minimum deposit is $500 for consumers and $250 for members under 18. Penalty may be imposed for early withdrawal.
Offer: Minimum deposit is $250 for members under age 18. Penalty may be imposed for early withdrawal.
3.63% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000
Requirements
Product: Fixed rate for a fixed amount of time. Interest can be compounded to the CD, mailed quarterly by check, or deposited to checking or savings account.
Effective Oct 15, 2026
Rate checked
More details - Interfaith Federal Credit UnionCertificate AccountsCD · 6 months · $1,000 min · 3.70%–3.80% by balance
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Dividends are paid quarterly. Liquid Certificate is available for 6-month term. Unlimited deposits and 2 penalty-free withdrawals May be subject to new money requirements.
Offer: Dividends paid quarterly.
3.63% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificate Accounts Balance APY $1,000 – $4,999 3.70% $5,000 – $14,999Your amount 3.70% $15,000 – $29,999 3.75% $30,000 – $49,999 3.75% $50,000 – $99,999 3.80% $100,000 and up 3.80% Rate checked
More details - First Alliance Credit UnionCertificate of DepositCD · 6 months · $500 min · 3.70%–3.95% by balance
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Fixed interest rate for the CD term. Minimum deposit is $500.00. No monthly service fees or charges. Auto-renewal options are available. Early withdrawal penalties may apply.
3.64% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $100,000Your amount 3.70% $100,000 – $250,000 3.85% $250,000 and up 3.95% Rate checked
More details - Fidelity BankCertificate of Deposit (CD)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Requires Premier Spending relationship.
Effective Oct 13, 2026
Rate checked
More details - Cape Cod 5Certificates of Deposit (CDs)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000with conditionsRequirements
Product: Available to new and existing customers. Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. 91 Day CD includes one penalty-free withdrawal per term after seven days from account opening.
Offer: Available exclusively to Premier5 relationship customers.
Qualified rate · Effective Oct 13, 2026
Rate checked
More details - Fargo Public Schools Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Effective Oct 5, 2026
Rate checked
More details - NorState Federal Credit UnionShare Certificate AccountCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,0003.64% interest rate · Effective Oct 13, 2026
Rate checked
More details - Vantage West Credit UnionCertificates (CD)CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000with conditionsRequirements
Product: Minimum opening deposit of $500. Early withdrawal penalties apply and may reduce earnings. Membership required. No monthly service fees when enrolled in eStatements.
Offer: Standard rate. Monthly fee waived with eStatements.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - Clarity Credit UnionShare CertificatesCD · 6 months · $250 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Fixed rates; higher rates for longer terms; no setup or maintenance fees; early withdrawal subject to penalty; renews automatically upon maturity after 10-day grace period; available terms range from 6 months to 2 years.
Offer: Dividend Term: Monthly. Penalty for early withdrawal.
3.64% interest rate · Effective Sep 14, 2026
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000
Requirements
Product: Quarterly statements. Automatically renewable at maturity. May be pledged as collateral for a loan. Early withdrawal penalty may apply.
3.63% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank