Fargo Public Schools Federal Credit Union CD Rates

How Fargo Public Schools Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Fargo, ND-MN, where Fargo Public Schools Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Fargo Public Schools Federal Credit Union
3.70%APY
Term
6 months
Minimum
—
Earns on $10,000
$183
Share Certificates
Top rate
Magnifi Financial
4.50%APY
Term
30 months
Minimum
$500
Earns on $10,000
$1,163
Magnifi Financial rates
2nd-highest rate
Midwest Bank
4.50%APY
Term
54 months
Minimum
$500
Earns on $10,000
$2,191
Midwest Bank rates

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CD score

Higher than 34% of U.S. banks and credit unions

By term

3–8 months3–8 mo3.70%
9–15 months9–15 mo2.50%
16–30 months16–30 mo3.00%
31–60 months31–60 mo3.00%
QualifiedQualified3.70%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Fargo Public Schools Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Certificates

Up to 3.70%APY · 7 terms

Earnings on $10,000 over the term.
Term	APY · $500 – $9,999	APY · $10,000 – $24,999	APY · $25,000 and up	APY	Earns on $10,000Earns
3 months	0.30%	0.40%	0.50%	0.40%0.30% $500–$10k0.50% from $25k	$10
6 months	3.70%	3.70%	3.70%	3.70%3.70% $500–$10k3.70% from $25k	$183
12 months	2.50%	2.50%	2.50%	2.50%2.50% $500–$10k2.50% from $25k	$250
18 months	2.75%	2.80%	2.85%	2.80%2.75% $500–$10k2.85% from $25k	$423
24 months	3.00%	3.00%	3.00%	3.00%3.00% $500–$10k3.00% from $25k	$609
30 months	2.00%	2.10%	2.20%	2.10%2.00% $500–$10k2.20% from $25k	$533
36 months	3.00%	3.00%	3.00%	3.00%3.00% $500–$10k3.00% from $25k	$927

Sources (2)

All captured Oct 15, 2026

Who can join Fargo Public Schools Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

Board members are eligible to join.
Current or retired Fargo Public Schools employees are eligible for membership.

Family and household

Immediate family members of a current Fargo Public Schools FCU member (including spouse, domestic partner, parent, sibling, child, grandparent, or grandchild) are eligible for membership.

Cost to join

Members must deposit $50 by check or cash to their share savings account, which represents their share of the Credit Union and is refundable upon closing the account.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

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