Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1066–1080 of 4,556 results
- HarborLight Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Fixed rates, higher than regular savings. Dividends are compounded and paid monthly. No setup or maintenance charges. Early withdrawals subject to penalty. Renews automatically upon maturity after 10-day grace period.
3.69% interest rate
Rate checked
More details - The Bank of New GlarusCertificates of DepositCD · 6 months · $2,000 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000intro rateRequirements
Product: Interest is compounded quarterly.
Offer: Special CD rate. APY achieved only if interest is compounded quarterly.
Promotional rate · 3.70% interest rate · Compounded quarterly
Rate checked
More details - Pioneer BankCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Interest on consumer owned certificates is credited and compounded quarterly, unless otherwise noted. Subject to early withdrawal penalties: 30 days of interest on maturities of less than one year, 90 days of interest on maturities of one year to 35 months, and 12 months of interest on maturities of 36 months and greater. Certificates are automatically renewable.
Offer: Term: 182 Days.
3.70% interest rate · Compounded quarterly · Effective Jul 20, 2026
Rate checked
More details - Ohio State BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts.
Offer: A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts.
3.69% interest rate · Effective Aug 7, 2026
Rate checked
More details - Cincinnatus Savings & LoanCD SpecialsCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000intro rateRequirements
Product: Available on New Funds and Consumer Accounts Only. We reserve the right to limit acceptance of deposits greater than $250,000.00. A 3-month interest rate penalty will be imposed for early withdrawal. The certificates will renew into a 6-month certificate at the current 6-month interest rate at the time of maturity.
Offer: Available on New Funds and Consumer Accounts Only. Renews into a 6-month certificate at maturity.
Promotional rate · Balance cap $250,000
Rate checked
More details - North Towns FCUShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Minimum deposit is $500.00. Early withdrawal penalty is loss of one month's dividends plus loss of earnings that would have been earned in the quarter withdrawn.
Offer: Dividends are posted on a quarterly basis.
3.72% interest rate · Effective Nov 24, 2025
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Rates may change prior to account opening. A penalty will or may be imposed for early withdrawal. No minimum balance is required to earn the stated APY after account is opened. Other terms available.
Offer: No minimum balance is required to earn the stated APY after account is opened. Early withdrawal penalty may apply.
3.68% interest rate · Effective Nov 25, 2025
Rate checked
More details - Steel Strong Community FCUTerm Share CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Dividends are paid quarterly on the average daily balance.
Offer: Dividends paid quarterly on the average daily balance.
3.70% interest rate · Effective Jul 1, 2024
Rate checked
More details - Bethlehem 1st Federal Credit UnionShare CertificatesCD · 6 months
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,0003.70% interest rate
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More details - Bank of PontiacFUNRates CD "Specials"CD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal.
Offer: Compounded Quarterly, paid Quarterly. Early withdrawal interest penalty: 3 Month.
3.70% interest rate · Compounded quarterly · Effective Sep 15, 2026
Rate checked
More details - First Trust and Savings BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Automatically renewable. Interest rate may be compounded or paid directly to checking/savings. A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal.
Effective Jul 1, 2026
Rate checked
More details - Texas Tech Credit UnionRegular CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Fixed rate. Rates subject to change based on account balance criteria. Fees may reduce earnings. A penalty may be assessed for early withdrawal.
Effective Sep 14, 2026
Rate checked
More details - NSPIRE FCUCertificates of DepositCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000with conditionsRequirements
Product: Early Withdrawal Penalties Apply for all Certificate of Deposits. Dividends are paid monthly using the simple interest method (does not compound).
Offer: Full Service Accounts (FS) include draft account with direct deposit and debit card (or checks); must be established 3 months to receive updated premium rate.
Qualified rate · 3.75% interest rate · Effective Jul 16, 2026
Rate checked
More details - Shell FCUShare CertificatesCD · 6 months · $500 min · 3.75%–3.90% by balance
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Early withdrawal penalties apply.
Effective Sep 17, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and upYour amount 3.75% $25,000 and up 3.75% $50,000 and up 3.90% $100,000 and up 3.90% Rate checked
More details - Provident Credit UnionPick-A-Term CertificatesCD · 6 months · $10,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000intro rateRequirements
Product: Must open a Membership Savings Account prior to opening. Age 18 and up or have a joint owner. Limited time offer. Dividend rates are fixed for the term of the certificate and not subject to tiered rates. Deposits cannot be added once opened. Institutional deposits are not eligible. Renewals at maturity to the same term at the fixed rate in effect. Early withdrawal penalty applies.
Offer: Limited time offer. Fixed dividend rate. Deposits cannot be added after opening. Institutional deposits not eligible.
Promotional rate · 3.69% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,556 CDs at 3,995 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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