Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 151–165 results
- Utica Gas & Electric Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000 - TBO BankCertificate of Deposit (CD)CD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: Rates are fixed once opened and guaranteed only if funds remain on deposit for the full term. Early withdrawals not allowed within first 90 days; after 90 days, early withdrawals require bank approval and incur a penalty. Balance of $500 required to obtain disclosed APY. Funding available exclusively via ACH transfer.
Offer: Term is 6 months (182 days). Balance of $500 required to obtain APY.
4.11% interest rate
Rate checked
More details - RIM Country FCUShare CertificateCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
4.14%APY$205 over 6 months on $10,000intro rateRequirements
Product: All rates subject to change without notice. Fee for early withdrawal: $10.00, in addition up to 30 days of interest may be forfeited.
Offer: New Certificates
Promotional rate · 4.10% interest rate · Effective Sep 24, 2026
Rate checked
More details - First Federal of Greene or FFGCCertificates of Deposit (CDs)CD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
4.14%APY$205 over 6 months on $10,000Requirements
Product: For current rates click the button or call the rate line at (724) 852-2593 or (800) 367-4263. Can be used as collateral for share loans to borrow up to 90% of available balance.
4.10% interest rate · Effective Oct 13, 2026
Rate checked
More details - Luana Savings BankCertificate of Deposit (CD)CD · 6 months · $2,000 min · 4.14%–4.30% by balance
Bank · Add a location to see nearby branches
4.14%APY$205 over 6 months on $10,000Requirements
Product: Open online nationwide or at any branch. $2,000 minimum opening deposit (excludes Kid's CD). No setup or maintenance fees.
4.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $2,000 – $100,000Your amount 4.14% $100,000 and up 4.30% Rate checked
More details - The First National Bank Of Nevada, MissouriBasic CDsCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.14%APY$205 over 6 months on $10,000Requirements
Product: All CDs listed are fixed rate CDs. A penalty may be imposed for early withdrawal of principal during the term of a CD. Interest is accrued on the full daily balance.
4.10% interest rate · Effective Sep 22, 2026
Rate checked
More details - FirsTier BankCertificates of Deposit (CD’s)CD · 6 months
Bank · Add a location to see nearby branches
4.14%APY$205 over 6 months on $10,000Requirements
Product: Interest earned is payable by compounding, check, or transferring to an existing FirsTier account. A penalty may be imposed for early withdrawal. Automatically renews to a fixed rate CD of equivalent term.
4.06% interest rate · Effective Sep 21, 2026
Rate checked
More details - Members Trust Federal Credit UnionCertificate AccountsCD · 6 months · $1,000 min · 4.13%–4.33% by balance
Credit union · Add a location to see nearby branches
4.13%APY$204 over 6 months on $10,000Requirements
Product: Share certificates require just $1,000 to open with terms from 6 months (182 days) up to 7 years. If you need to withdraw the money sooner than expected, you won’t lose any of the principal that you invested.
Offer: 182 Days; Min. $1,000 tier
4.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Certificate Accounts Balance APY $1,000 and upYour amount 4.13% $25,000 and upMini-Jumbo tier (Min. $25,000) 4.23% $90,000 and upJumbo tier (Min. $90,000) 4.33% Rate checked
More details - Sterling United FCUTerm Certificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.13%APY$204 over 6 months on $10,000Requirements
Product: Early withdrawals are subject to 180 days penalty on earned or unearned dividends. Fees could reduce earnings on the account.
Offer: Early withdrawals are subject to 180 days penalty on earned or unearned dividends.
4.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - Integrity Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.13%APY$204 over 6 months on $10,000Requirements
Product: Minimum opening deposit is $1,000.00, with an exception of $500.00 opening deposit on a custodial account.
Offer: $500.00 opening deposit on a custodial account.
4.05% interest rate · Effective Aug 21, 2026
Rate checked
More details - Freedom Credit UnionCertificate AccountCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.12%APY$204 over 6 months on $10,000Requirements
Product: Membership in Freedom Credit Union required ($5 minimum savings account balance). Minimum deposit of $500 ($250 for Youth CD - 25 or younger). Early withdrawal penalty applies. Dividends calculated by actual daily balance method and paid monthly.
Offer: $250 minimum opening deposit for Youth CD (25 or younger).
4.05% interest rate · Effective Oct 7, 2026
Rate checked
More details - Affinity First Federal Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.11%APY$203 over 6 months on $10,000Requirements
Product: $500.00 minimum required. AFFCU membership required. Rates are subject to change.
Effective Oct 1, 2026
Rate checked
More details - 4.11%APY$203 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal.
Offer: Term: 182 Day.
4.05% interest rate · Effective Jul 23, 2026
Rate checked
More details - 4.10%APY$203 over 6 months on $10,000intro rate
Requirements
Product: Limited-time promotional Certificate of Deposit. New money deposit only. APY is fixed for the 6-month term. Early withdrawal penalties may apply.
Offer: Limited-time promotional rate. New money deposit only. $500 minimum to open and to obtain the advertised APY.
Promotional rate · Effective Oct 22, 2026
Rate checked
More details - Synchrony BankCertificate of Deposit (CD)CD · 6 months · $0 min
Bank · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: Early withdrawal penalties apply (Terms of 12 months or less: 90 days simple interest; Terms of more than 12 months but less than 48 months: 180 days simple interest; Terms of 48 months or more: 365 days simple interest). Personal non-IRA accounts only.
4.01% interest rate · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,549 CDs at 4,003 banks and credit unions · checked Oct 15–22
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank