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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 721–735 results

  1. UTFCUSavings CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.61%APY$1,524 over 48 months on $10,000
  2. Top Carrot, Carrot Score 88
    Eastmill Federal Credit UnionCertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.61%APY$1,524 over 48 months on $10,000
  3. Connected Credit UnionShare CertificatesCD · 48 months · $2,000 min

    Credit union · Add a location to see nearby branches

    3.61%APY$1,524 over 48 months on $10,000
  4. Great North BankCertificates of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.61%APY$1,523 over 48 months on $10,000
  5. Top Carrot, Carrot Score 94
    Gulf Coast Educators Federal Credit UnionPremium Term Share CertificateCD · 48 months · $100 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,520 over 48 months on $10,000with conditions
  6. Top Carrot, Carrot Score 89
    Credit Union of TexasRegular CDCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,520 over 48 months on $10,000
  7. Top Carrot, Carrot Score 88
    CEFCUCertificate AccountsCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,520 over 48 months on $10,000
  8. Top Carrot, Carrot Score 96
    Salt City Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,520 over 48 months on $10,000intro rate
  9. SharePoint Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,520 over 48 months on $10,000
  10. First Federal Bank of Kansas CityCertificates of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.60%APY$1,520 over 48 months on $10,000
  11. St. Francis X Federal Credit UnionShare CertificatesCD · 48 months · $500 min · 3.60%–3.85% by balance

    Credit union · Add a location to see nearby branches

    3.60%APY$1,520 over 48 months on $10,000
  12. Redstone Federal Credit UnionMember's Choice Share CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,520 over 48 months on $10,000
  13. Arlington Community Federal Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,520 over 48 months on $10,000with conditions
  14. Top Carrot, Carrot Score 89
    Rogue Credit UnionCertificates $500 or MoreCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,520 over 48 months on $10,000
  15. Top Carrot, Carrot Score 94
    Citadel Credit UnionCitadel Standard CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,520 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions