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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 856–870 results

  1. Commercial State BankCertificates of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.53%APY$1,489 over 48 months on $10,000
  2. Academy BankCertificate of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.51%APY$1,480 over 48 months on $10,000
  3. GTE FinancialShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,480 over 48 months on $10,000
  4. DuPont Community Credit UnionCertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,480 over 48 months on $10,000
  5. Top Carrot, Carrot Score 89
    Sunlight Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,480 over 48 months on $10,000
  6. Top Carrot, Carrot Score 88
    Illinois Educators CUCertificate RatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,480 over 48 months on $10,000
  7. Top Carrot, Carrot Score 91
    Carolinas Telco Federal Credit UnionShare Certificate AccountsCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,480 over 48 months on $10,000
  8. SeaWest Coast Guard Federal Credit UnionTerm Share CertificateCD · 48 months · $500 min · 3.51%–3.56% by balance

    Credit union · Add a location to see nearby branches

    3.51%APY$1,480 over 48 months on $10,000
  9. Greater Valley CUShare CertificatesCD · 48 months · $1,000 min · 3.51%–3.61% by balance

    Credit union · Add a location to see nearby branches

    3.51%APY$1,480 over 48 months on $10,000
  10. Impact Credit UnionShare Certificate AccountsCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,480 over 48 months on $10,000
  11. Top Carrot, Carrot Score 87
    Town and Country Credit UnionCertificate of Deposit (CD)CD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,480 over 48 months on $10,000
  12. Sunward Credit UnionStandard Term CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,480 over 48 months on $10,000
  13. kstate CREDIT UNIONShare Certificate of DepositCD · 3–60 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY
  14. Farmers & Merchants State BankReverse CDCD · 24–60 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY
  15. Top Carrot, Carrot Score 99
    Knoxville TVA Employees Credit UnionEducational Savings PlanCD · 36–60 months · $0 min

    Credit union · Add a location to see nearby branches

    3.50%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions