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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 541–555 results

  1. Summit Credit UnionRegular CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000
  2. Top Carrot, Carrot Score 88
    Alliance Credit UnionCertificates of DepositCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000
  3. Embers Credit UnionCertificate of DepositCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000
  4. Top Carrot, Carrot Score 89
    Greater Alliance Federal Credit UnionShare Certificate AccountCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000
  5. Emblem Credit UnionTerm Share Certificate AccountsCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000intro rate
  6. Top Carrot, Carrot Score 94
    Welcome Federal Credit UnionCertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000intro rate
  7. Wave Federal Credit UnionShare CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000
  8. Top Carrot, Carrot Score 89
    Wellby FinancialWellby CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000with conditions
  9. Washington Savings BankCertificates of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000
  10. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000
  11. Kish BankBurial Reserve CDCD · 48 months · $2,000 min

    Bank · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000
  12. Spirit Financial CUShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000
  13. Riverfront Federal Credit UnionNonpreferred CertificatesCD · 48 months · $100 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000
  14. Journey BankCertificates of DepositCD · 48 months · $500 min · 2.75%–4.00% by balance

    Bank · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000
  15. Top Carrot, Carrot Score 88
    SRI Federal Credit UnionRegular CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.75%APY$1,587 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions