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Compare Bank & Credit Union Rates

Best 3-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 631–645 results

  1. Arizona Central Credit UnionCertificates of DepositCD · 36 months · $1,000 min · 3.80%–3.90% by balance

    Credit union · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  2. Farmers BankCertificates of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  3. Top Carrot, Carrot Score 94
    Red River Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  4. Ed-Med FCUTerm Share CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  5. Top Carrot, Carrot Score 88
    Discovery Federal Credit UnionCertificatesCD · 36 months · $100 min

    Credit union · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  6. Heritage Community Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000intro rate
  7. PSE Credit UnionCertificates of Deposit (CDs)CD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  8. Top Carrot, Carrot Score 89
    ESB Banking & InsuranceCertificates of DepositCD · 36 months · $1,000 min · 3.70%–3.80% by balance

    Bank · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  9. First Alliance Credit UnionCertificate of DepositCD · 36 months · $500 min · 3.80%–4.05% by balance

    Credit union · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  10. New Frontier BankCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  11. Top Carrot, Carrot Score 89
    Shoreline Hometown Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  12. Top Carrot, Carrot Score 98
    Community First Credit UnionCertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  13. Security BankCertificates of DepositCD · 36 months · $2,000 min

    Bank · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  14. Top Carrot, Carrot Score 88
    Middlesex Savings BankCertificate of DepositCD · 36 months · $250 min

    Bank · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000
  15. Countryside BankCertificates of DepositCD · 36 months · $5,000 min

    Bank · Add a location to see nearby branches

    3.80%APY$1,184 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,160 CDs at 3,669 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions