Best 3-year CD rates

Requirements

Product: Penalty for early withdrawal. The annual percentage yield, the annual percentage yield earned, and the dividend rate shall be rounded to the nearest one-hundredth of one percentage point (.01%) and expressed to two decimal places.

Offer: Penalty for early withdrawal.

Requirements

Product: Investment Certificates offer competitive rates on all terms and give you the option of selecting the date of maturity. You can lock in a rate on a deposit for a term ranging from 30 days up to 6 years. Your funds are federally insured up to $250,000 by NCUA. Paid dividends can be withdrawn automatically or at your discretion at anytime with no penalty. APY assumes dividends will remain on deposit until maturity.

Offer: Term: 3 to 4 Years (1,095 to 1,460 days). Early withdrawal penalty: 180 Days' Dividends.

Requirements

Product: $1,000 minimum deposit to open; Interest payable monthly on deposits of $5,000 or more; Early withdrawal penalty applies (3 months interest for < 18 months maturity, 6 months interest for 18 months or longer).

Offer: Term: 36 Months; Fixed interest rate; Early withdrawal penalty equal to 6 months interest.

Requirements

Product: Certificate terms from 91 days to 60 months. Fixed rates and rate bump options available. Early withdrawal penalty may apply.

Offer: 36 Month Regular. Early withdrawal penalty may be imposed.

Requirements

Product: Membership eligibility required. Early withdrawal penalties may apply. Minimum deposit as low as $1,000.

Requirements

Product: Membership and eligibility requirements apply. Fees may reduce earnings. Initial deposit cannot exceed $5 million per member or $10 million per address. Penalties may apply for withdrawal of funds before maturity.

Offer: Initial deposit cannot exceed $5 million per member or $10 million per address. Penalties may apply for early withdrawal.

Requirements

Product: Penalties may apply for early withdrawal. Reduced $300 minimum deposit to open for youth accounts (Embark Youth Club and Empower Teen Club only). No setup or maintenance fees.

Requirements

Product: Minimum balance to open an account is $2,500 ($500 for minor). Minimum amount to earn APY is $500. Early withdrawal penalty will be imposed if CD is closed prior to maturity.

Offer: New Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500.

Requirements

Product: Membership required. $500 minimum deposit. Early withdrawal penalty may apply. Automatically renews at current non-promotional rate upon maturity.

Requirements

Product: Early withdrawal penalty applies. Interest compounded daily. No monthly maintenance fees.

Offer: All balance tiers.

Requirements

Product: Dividends are calculated using a daily balance method and are paid monthly. Dividend Rates on Share and IRA Certificates are fixed and will not change until maturity. APY assumes dividends and principal will remain on deposit until maturity; withdrawals reduce earnings and early withdrawal of principal is subject to penalty. Membership eligibility in Fairfield, New Haven, or Hartford County, CT or Sikorsky Aircraft employment required.

Requirements

Product: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.

Offer: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.

Requirements

Product: Dividends compounded daily and credited monthly. Early withdrawal penalties apply. Renewal rates at maturity will be at the prevailing rates and may be higher or lower than the maturing certificate rate.

Requirements

Product: Minimum balance of $500.00 required. Automatically renewable at maturity with a 10 calendar day grace period. Dividends compounded daily and credited monthly or paid to another account. Early withdrawal penalties apply.

Offer: Disclosed dividend rate 3.92%. 3 Year term.