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Best 3-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 346–360 results

  1. Top Carrot, Carrot Score 90
    WEPCO Federal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.06%APY$1,268 over 36 months on $10,000
  2. Merchants BankCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  3. Friends and Family Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000with conditions
  4. Top Carrot, Carrot Score 88
    Freedom Credit UnionSavings CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  5. Top Carrot, Carrot Score 88
    Freedom Credit Union36-Month Certificate SpecialCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000intro rate
  6. Top Carrot, Carrot Score 96
    Aspire Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000intro rate
  7. Top Carrot, Carrot Score 92
    Ironworkers USA Credit UnionLong-Term CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  8. Top Carrot, Carrot Score 89
    First Bank ChicagoCertificates of Deposit (CD)CD · 36 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  9. Top Carrot, Carrot Score 91
    Houston Federal Credit UnionFlexible-Term CertificateCD · 36–47 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY
  10. Top Carrot, Carrot Score 90
    Bridge Credit UnionStandard CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  11. Top Carrot, Carrot Score 88
    Appalachian Community Federal Credit UnionCertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  12. Top Carrot, Carrot Score 88
    Alabama ONECertificates of Deposit AccountsCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  13. Top Carrot, Carrot Score 92
    Bellco Credit UnionTraditional CDCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  14. Top Carrot, Carrot Score 88
    Peninsula Federal Credit UnionJump Rate CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000intro rate
  15. Top Carrot, Carrot Score 87
    Utah Heritage Credit UnionSavings CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,161 CDs at 3,669 banks and credit unions · checked Oct 22–23

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions