Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1141–1155 of 2,149 results
- Maps Credit UnionCertificate AccountsCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
1.90%APY$47 over 3 months on $10,000Requirements
Product: Lock in a rate and grow your savings with a CD. $1,000 minimum opening balance ($100 for Youth First Step CD).
Offer: Compounded monthly. Daily balance method.
1.88% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Jefferson Parish Employees FCUShare CertificatesCD · 3 months · $1,500 min
Credit union · Add a location to see nearby branches
1.90%APY$47 over 3 months on $10,000Requirements
Offer: Term is 90 Days
1.88% interest rate · Effective Jun 2, 2025
Rate checked
More details - Sanborn Savings BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.86%APY$46 over 3 months on $10,000intro rateRequirements
Product: Penalty may be imposed for early withdrawal. $1,000.00 minimum deposit (unless noted) to open account and maintain APY.
Offer: 90 Day CD
Promotional rate · 1.85% interest rate · Effective Oct 5, 2026
Rate checked
More details - Security State BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.86%APY$46 over 3 months on $10,000Requirements
Product: Guaranteed rate of return with flexible maturity options from 1 month to 60 months.
Offer: Annual Percentage Yield (APY) assumes earnings are paid back into the account and are subject to change without notice. Penalties and fees may be applied for early closure and withdrawals.
1.85% interest rate
Rate checked
More details - Westerra Credit UnionCertificates of Deposit (CDs)CD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.85%APY$46 over 3 months on $10,000Requirements
Product: Certificates of Deposits (CD) have minimum balance of $500.00 required to open an account. Penalties apply for early withdrawal and may affect principal balance. Fees may reduce earnings.
1.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - Flanagan State BankStandard Certificates of DepositCD · 3 months · $5,000 min
Bank · Add a location to see nearby branches
1.84%APY$46 over 3 months on $10,000Requirements
Product: Early withdrawal penalty applies. Automatic renewal with 10-day grace period after maturity.
Offer: Interest frequency is 3 months. Early withdrawal penalty is 91 days.
1.83% interest rate · Effective Sep 1, 2026
Rate checked
More details - Guthrie Community Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
1.82%APY$45 over 3 months on $10,000Requirements
Product: Membership required with a $10 deposit. Penalty may be imposed for early withdrawal.
Offer: Daily Balance dividend method; daily compounding; dividends paid monthly.
1.80% interest rate · Effective Oct 1, 2026
Rate checked
More details - Employees Choice FCUShare CertificateCD · 3 months · $1,000 min · 1.76%–1.82% by balance
Credit union · Add a location to see nearby branches
1.82%APY$45 over 3 months on $10,000Requirements
Product: All certificate accounts are subject to penalties for early withdrawal. APY is based on an assumption that dividends will remain on deposit for the entire term of the dividend period. Earnings are reduced by withdrawals from the account.
1.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $10,000 1.76% $10,000 – $25,000Your amount 1.82% $25,000 and up 1.82% Rate checked
More details - Lyons Federal BankCertificates of DepositCD · 3 months · $500 min · 1.36%–2.63% by balance
Bank · Add a location to see nearby branches
1.81%APY$45 over 3 months on $10,000intro rateRequirements
Product: Compounded quarterly. Substantial penalty for early withdrawal.
Offer: 3 Month Special; balance tier $500 to $9,999.
Promotional rate · 1.35% interest rate · Compounded quarterly · Effective Sep 28, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $9,999 1.36% $10,000 – $49,999Your amount 1.81% $50,000 and up 2.63% Rate checked
More details - The Police Credit UnionCertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.81%APY$45 over 3 months on $10,000intro rateRequirements
Product: Membership required. Dividends must remain on deposit until maturity to earn stated APY. Additional deposits or withdrawals are not permitted until maturity.
Promotional rate · 1.79% interest rate · Effective Oct 1, 2026
Rate checked
More details - Magnifi FinancialCertificatesCD · 3 months · $500 min · 1.80%–2.05% by balance
Credit union · Add a location to see nearby branches
1.80%APY$45 over 3 months on $10,000Requirements
Product: Rates subject to change without notice. Dividends compound monthly. Minimum opening deposit $500. Automatically renewable. Penalty for early withdrawal: Terms of less than 9 months = 90 Days' Dividends; Terms of 9 months but less than 24 months = 180 Days' Dividends; Terms of 24 months and greater = 365 Days' Dividends. Penalty waived for withdrawals of up to 10% of opening balance one time during certificate term.
1.79% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 – $24,999Your amount 1.80% $25,000 – $49,999 1.85% $50,000 – $99,999 1.90% $100,000 – $149,999 1.95% $150,000 and up 2.05% Rate checked
More details - Credit Union of ColoradoTraditional Certificate of Deposit (CD)CD · 3 months · $500 min · 1.70%–2.00% by balance
Credit union · Add a location to see nearby branches
1.80%APY$45 over 3 months on $10,000Requirements
Product: Open with $500. Automatic renewal upon maturity with a 10-day grace period. Early withdrawal penalty applies. Dividends credited and compounded quarterly.
Offer: Fixed term 90 Day.
1.69% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Traditional Certificate of Deposit (CD) Balance APY $500 and up 1.70% $10,000 and upYour amount 1.80% $25,000 and up 1.90% $100,000 and up 2.00% Rate checked
More details - Educators CUShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.80%APY$45 over 3 months on $10,000intro rateRequirements
Product: Rates are for new share certificates only. Penalty will or may be imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: Term is 91 days. New share certificates only. Penalty will or may be imposed for early withdrawal.
Promotional rate · 1.79% interest rate · Effective Oct 1, 2026
Rate checked
More details - Rancho Federal Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.78%APY$44 over 3 months on $10,000Requirements
Product: Dividends compounded monthly. Deposits federally insured up to $250,000.
1.76% interest rate · Compounded monthly · Effective Mar 1, 2026
Rate checked
More details - Texas Health Credit UnionCertificates of DepositCD · 3 months · $1,000 min · 1.76%–2.27% by balance
Credit union · Add a location to see nearby branches
1.76%APY$44 over 3 months on $10,000Requirements
Offer: Dividends paid quarterly.
1.75% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $50,000Your amount 1.76% $50,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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