Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1111–1125 of 2,149 results
- North Memorial FCUShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.00%APY$50 over 3 months on $10,000Requirements
Product: Fixed interest rate for duration of the certificate. No transaction costs or service fees.
1.98% interest rate · Effective May 1, 2026
Rate checked
More details - Exchange BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.00%APY$50 over 3 months on $10,000intro rateRequirements
Product: Minimum deposit of $1,000.00 to open. Substantial penalty for early withdrawal. Automatic renewals will be at Standard Rate. 3- and 6-month term CDs compound at maturity; all others are compounded semi-annually. Interest must be added back to CD to obtain APY. Offer valid until 11.02.2026.
Offer: Compounds at maturity. Interest must be added back to CD to obtain APY. Offer valid until 11.02.2026.
Promotional rate · 1.99% interest rate · Effective Sep 21, 2026
Rate checked
More details - Hawaii Community Federal Credit UnionShare CertificateCD · 3 months · $2,000 min
Credit union · Add a location to see nearby branches
2.00%APY$50 over 3 months on $10,000Requirements
Product: Early withdrawal penalties apply. Membership requirements apply. Fees could reduce earnings on the account.
1.98% interest rate · Effective Sep 22, 2026
Rate checked
More details - New Haven BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.00%APY$50 over 3 months on $10,000intro rateRequirements
Product: Available for regular funds. Early withdrawal penalties apply. Funds must represent a new deposit to New Haven Bank.
Offer: Limited time offer. Funds must represent a new deposit to New Haven Bank.
Promotional rate · 1.98% interest rate · Effective Aug 5, 2026
Rate checked
More details - MS National Guard FCUCertificatesCD · 3 months · $5 min
Credit union · Add a location to see nearby branches
2.00%APY$50 over 3 months on $10,000Requirements
Product: No setup or maintenance fees. No early withdrawal penalty after the first 6 days following the funding date.
Offer: No early withdrawal penalty after the first 6 days following the date funded.
2.00% interest rate
Rate checked
More details - Profed Credit UnionCertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.00%APY$50 over 3 months on $10,000Requirements
Product: Membership at ProFed is required. Early withdrawal penalties may apply. Must maintain minimum daily balance to obtain disclosed APY.
1.98% interest rate · Effective Sep 15, 2026
Rate checked
More details - Tomah Area Credit UnionShare CertificatesCD · 3 months · $100 min
Credit union · Add a location to see nearby branches
2.00%APY$50 over 3 months on $10,000Requirements
Product: Certificate penalty for early withdrawals applies; during the first three months all dividends are forfeited.
2.00% interest rate
Rate checked
More details - Peoples BankCertificates of Deposit (CDs)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.00%APY$50 over 3 months on $10,0001.99% interest rate · Effective Jul 13, 2026
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More details - Saratoga's Community Federal Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.00%APY$50 over 3 months on $10,000intro rateRequirements
Product: Calculations are based on interest accrued daily, paid and compounded monthly. $500 minimum deposit on certificates. Early withdrawal penalty applies (30 days dividends for 30 to 60 days certificates; 90 days dividends for all other certificates). Balances over $250,000 not insured by NCUSIF.
Offer: Promotional rate; new money required.
Promotional rate · 1.98% interest rate · Compounded monthly
Rate checked
More details - Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.00%APY$50 over 3 months on $10,000with conditionsRequirements
Product: Membership eligibility required. Early withdrawal subject to substantial penalty. Extra Direct Deposit (DDEP) bonus of 0.25% available for regular terms 36 months and longer with $1,000+ monthly direct deposit into FIGFCU Checking.
Offer: Not available for IRA certificates.
Qualified rate · Effective Oct 1, 2024
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More details - Roswell CUCertificate of Deposit (CD)CD · 3 months · $2,000 min
Credit union · Add a location to see nearby branches
2.00%APY$50 over 3 months on $10,0002.00% interest rate
Rate checked
More details - TD BankTD Choice CDCD · 3 months · $250 min · up to $10,000
Bank · Add a location to see nearby branches
1.99%APY$49 over 3 months on $10,000on balances up to $10,000Requirements
Product: Minimum opening deposit $250. Rates accurate as of 10/22/2026. 10-calendar-day grace period at maturity. Automatically renews to non-promotional rate unless action taken. Promotional rates vary by term and balance.
Offer: Non-Promotional APY 3-month term
Effective Oct 22, 2026
Rate checked
More details - Security State Bank WanamingoCertificates of Deposit (CDs)CD · 3 months · $500 min
Bank · Add a location to see nearby branches
1.97%APY$49 over 3 months on $10,000Requirements
Product: All regular CDs require a minimum balance of $500.00. CD Special requires a minimum balance of $1,000.00. Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: APY is based on quarterly compounding and assumes interest remains on deposit. Early withdrawal penalty may apply.
1.95% interest rate · Effective Sep 29, 2026
Rate checked
More details - First Federal Bank of Littlefield TexasRegular CDsCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.96%APY$49 over 3 months on $10,000Requirements
Product: The Annual Percentage Yield is expressed as an annualized rate, based on a 365-day year, Simple Interest, and is effective only when interest is credited quarterly. Substantial penalty for early withdrawal from Certificates of Deposit Accounts.
Offer: 3 Month term
1.95% interest rate · Effective Oct 1, 2026
Rate checked
More details - Citizens Bank & TrustCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
1.96%APY$49 over 3 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method applies. Ten-day grace period at maturity.
Offer: A penalty may be imposed for early withdrawal.
1.95% interest rate · Effective Sep 29, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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