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Credit union · NCUA insured

North Memorial FCU CD Rates

North Memorial FCU’s best CD rate is 3.00% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.

How North Memorial FCU’s CD rates compare

Compared with banks and credit unions near Minneapolis, MN-WI, where North Memorial FCU has the most branches. $10,000, best rate first.

  • This credit union’s best

    North Memorial FCU

    3.00%APY

    Term
    12 months
    Minimum
    $500
    Earns on $10,000
    $300

    Share Certificates

  • Top rate

    SouthPoint Financial Credit Union

    9.00%APY

    Term
    9 months
    Minimum
    —
    Earns on $10,000
    $668

    SouthPoint Financial Credit Union rates

  • Top Carrot, Carrot Score 88

    2nd-highest rate

    Woodlands National Bank

    4.87%APY

    Term
    60 months
    Minimum
    $1,000
    Earns on $10,000
    $2,684

    Woodlands National Bank rates

Compare CD rates near you →

North Memorial FCU CD score

65

CD score

Higher than 15% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.50%
  • 9–15 months9–15 mo3.00%
  • 16–30 months16–30 mo2.00%
  • 31–60 months31–60 mo2.75%
  • QualifiedQualified3.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where North Memorial FCU ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join North Memorial FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Staff of Alpine Lending are eligible for membership.
  • Staff of American Family Insurance - Steven G. Graham Agency, Inc. are eligible for membership.
  • Staff of DJ Kranz are eligible for membership.
  • Staff of Fine Line for Hair, Inc. dba Great Clips are eligible for membership.
  • Staff of Financial Recovery Service, Inc are eligible for membership.
  • Staff of Grove Salons Inc, dba Fantastic Sam's are eligible for membership.
16 more ways to join

Employers and groups

  • Staff of medical offices that can admit to North Memorial Medical Center and Maple Grove Hospital are eligible for membership.
  • Staff of Maple Grove Hospital, associates, and affiliated offices/clinics are eligible for membership.
  • Staff of North Memorial Medical Center, associates, and affiliated offices/clinics are eligible for membership.
  • Staff of Premier Health Chiropractic are eligible for membership.
  • Staff of Saint Therese Home, Inc. are eligible for membership.

Family and household

  • Family members of staff of Alpine Lending are eligible for membership.
  • Family members of staff of American Family Insurance - Steven G. Graham Agency, Inc. are eligible for membership.
  • Family members of staff of DJ Kranz are eligible for membership.
  • Family members of staff of Fine Line for Hair, Inc. dba Great Clips are eligible for membership.
  • Family members of staff of Financial Recovery Service, Inc are eligible for membership.
  • Family members of staff of Grove Salons Inc, dba Fantastic Sam's are eligible for membership.
  • Family members of staff of medical offices that can admit to North Memorial Medical Center and Maple Grove Hospital are eligible for membership.
  • Family members of staff of Maple Grove Hospital, associates, and affiliated offices/clinics are eligible for membership.
  • Family members of staff of North Memorial Medical Center, associates, and affiliated offices/clinics are eligible for membership.
  • Family members of staff of Premier Health Chiropractic are eligible for membership.
  • Family members of staff of Saint Therese Home, Inc. are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← North Memorial FCU overview