Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 451–465 results
- C-Plant Federal Credit UnionStandard Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: Certificate rates, terms, and conditions are subject to change weekly. 90-day dividend penalty for early withdrawal. Fees may reduce earnings.
Offer: 90-day dividend penalty for early withdrawal. Certificate rates, terms, and conditions are subject to change weekly.
Effective Jan 20, 2026
Rate checked
More details - HFS Federal Credit UnionShare CertificatesCD · 24 months · $2,500 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: Membership with the Credit Union is required and open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii (par value of one share is $5.00 with a $1.00 membership fee; $50.00 opening balance required to open a Savings Account). Share Certificates may be subject to early withdrawal penalty. Additional deposits not allowed during term.
Offer: Suffix S24. Fixed rate. Dividends compounded and credited monthly. Account automatically renews.
Effective Oct 21, 2026
Rate checked
More details - All In Credit UnionShare CertificatesCD · 24 months · $1,000 min · 4.07%–4.13% by balance
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: When certificate matures, it can be cashed or automatically renewed based on investment goals.
4.00% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 4.07% $100,000 and upJumbo 4.13% Rate checked
More details - LibertyOne Credit UnionRegular CDCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000intro rateRequirements
Product: 5-Star Member rates are 1% higher. Step Up rate once during the term for a nominal fee.
Offer: 5-Star Member rates are 1% higher; Step Up rate once during the term for a nominal fee.
Promotional rate · 4.00% interest rate
Rate checked
More details - Malden Federal Credit UnionCertificate AccountCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: With a minimum balance of $500.00, funds earn higher dividends. Dividends are compounded monthly. All certificates are subject to an early withdrawal penalty of 3 months' dividends. Automatically renewed unless instructed otherwise; notices mailed 30 days prior to maturity date.
Offer: Minimum amount $500.00.
4.00% interest rate · Compounded monthly · Effective Aug 28, 2026
Rate checked
More details - Carolinas Telco Federal Credit UnionShare Certificate AccountsCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: Must deposit or maintain minimum required share(s) in a Prime Share Savings account ($5.00 par value). Dividends compounded and credited monthly. Dividends calculated using the average daily balance method. Penalty applies for early withdrawal. Account automatically renews at maturity unless specified otherwise.
4.00% interest rate · Effective Oct 13, 2026
Rate checked
More details - HPC Credit UnionGovernment Certificate of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: Account eligibility requirements apply. Minimum balance must be maintained to earn stated APY. Penalty may be imposed for early withdrawal.
Effective Oct 5, 2026
Rate checked
More details - Grow FinancialCertificate AccountCD · 24–29 months · $500 min · 4.07%–4.18% by balance
Credit union · Add a location to see nearby branches
4.07%APYRequirements
Product: Minimum balance of $500.00 required to open and maintain the account; account will be closed if balance falls below requirements. Membership required.
Offer: Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY.
4.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 – $100,000Your amount 4.07% $100,000 and up 4.18% Rate checked
More details - Big Island Federal Credit UnionTerm Share CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: Dividends are compounded and credited monthly. Early withdrawal penalties may apply.
Offer: Dividends are compounded and credited monthly. Early withdrawal penalties may apply.
4.00% interest rate · Effective Oct 3, 2026
Rate checked
More details - Alliance Community BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: A penalty will or may be imposed for early withdrawal.
Offer: A penalty will or may be imposed for early withdrawal.
4.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - Partners 1st Federal Credit UnionJumpStart Term SavingsCD · 24 months · $0 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: JumpStart Term Savings is a 24-month Share Certificate. No starting deposit allowed. Maximum $200 automatic weekly deposit. Minimum $5 monthly deposits. Upon maturity, certificate will renew as a standard 24-month term share certificate at current rate. Early redemption penalty equals forfeiture of 180 days earnings. Dividends earned daily and paid monthly.
Offer: No starting deposit allowed. Maximum $200 automatic weekly deposit; minimum $5 monthly deposits. Early redemption penalty equals forfeiture of 180 days earnings.
4.00% interest rate
Rate checked
More details - Post Office Employees Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000with conditionsRequirements
Product: Minimum deposit of $1,000 to open a Certificate of Deposit. Dividends are paid monthly. Rate boosts available via CD Loyalty Special / Reward Qualifications: +0.50% dividend rate for active Visa (open/active 90 days, min 2 transactions/mo over previous 3 mos), +0.50% dividend rate for active Checking (open/active 90 days, min 4 transactions/mo over previous 3 mos), and +0.25% dividend rate for enrolling in e-Statements on or before opening CD (max loyalty reward = 1.25%).
Offer: Base Rate + 1.25% (active Visa, active Checking, and enrolled in e-Statements)
Qualified rate · 4.00% interest rate · Effective Mar 19, 2025
Rate checked
More details - KINGS PEAK CREDIT UNIONShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,0003.99% interest rate
Rate checked
More details - First Federal Savings Bank of MascoutahCertificate of DepositsCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.06%APY$828 over 24 months on $10,000Requirements
Product: On certificates of deposits, an early withdrawal penalty may apply. APY shown is paid on the entire balance in the account.
Offer: Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest.
4.00% interest rate · Effective Oct 8, 2026
Rate checked
More details - Fort Worth City CUCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$828 over 24 months on $10,000Requirements
Product: $1000 Minimum deposit to open. Terms from 6-Months to 60-Months. Interest can be compounded, or deposited into your shares monthly.
3.99% interest rate · Effective Oct 19, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
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- Synchrony BankBank