Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 436–450 results
- Self Reliance Financial Federal Credit UnionCertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: Must be a member of SRFFCU. Rate is fixed for the term. APY assumes dividends remain on deposit until maturity. A minimum balance of $500 is required to open a Certificate and earn the advertised dividend rate. Renewal at maturity at then-current rate. Penalty may be imposed for early withdrawal of principal. Fees may reduce earnings.
Offer: Early withdrawal penalty: 3 month interest (90 days' dividends).
4.00% interest rate · Effective Oct 16, 2026
Rate checked
More details - Desco Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: Add .10% to the rate for an amount of $50,000 to $74,999.99. Add .20% to the rate for an amount of $75,000 and over. Certificates must be at least $2,500 to qualify for monthly dividend payments. Advantage Plus Checking PLUS Benefit: .25 added to Share Certificates of $25,000 or more.
Offer: Certificates must be at least $2,500 to qualify for monthly dividend payments. Add .10% to the rate for $50,000 to $74,999.99; add .20% for $75,000 and over.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Metz Banking CompanyCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Interest is compounded daily on all certificates.
4.00% interest rate · Compounded daily · Effective Oct 9, 2026
Rate checked
More details - WEE Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: All dividends earned on share certificates will be forfeited if funds are withdrawn before maturity. Dividends paid at maturity.
Offer: Paid at maturity. Early withdrawal forfeits all earned dividends.
4.00% interest rate · Effective Oct 6, 2026
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More details - Self-Help Credit UnionGreen Term CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: $500 minimum deposit. Terms 3 to 60 months. Shares rates with standard term certificates.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Self-Help Credit UnionTerm CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: Fixed rate share account. Early withdrawal penalties: 90 days of interest on terms of 12 months or less; 180 days of interest on terms greater than 12 months.
4.00% interest rate · Effective Oct 1, 2026
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More details - Self-Help Credit UnionGo Local Term CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: $500 minimum deposit. Terms 3 to 60 months. Shares rates with standard term certificates.
4.00% interest rate · Effective Oct 1, 2026
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More details - Self-Help Federal Credit UnionTerm CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: Member must maintain $5 par value. Early withdrawal penalties apply: 90 days on terms of 12 months or less; 180 days on terms greater than 12 months.
4.00% interest rate · Effective Oct 1, 2026
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More details - edU Federal Credit UnionCD SpecialCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000intro rateRequirements
Product: Limited time offer.
Offer: Limited time offer.
Promotional rate · 4.00% interest rate
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More details - Gulf Coast Business BankCertificates of DepositCD · 24 months · $5,000 min
Bank · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: Available for personal or business purposes.
Offer: Rate for $250K or less. Minimum to obtain APY is $5,000. Early withdrawal penalties may apply.
4.00% interest rate · Balance cap $250,000 · Effective Aug 6, 2026
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More details - OREM CITY EMPLOYEESShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: A minimum deposit of $500.00 is required to purchase a share certificate. Certificate rates are subject to change without notice.
4.00% interest rate
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More details - Union Square Credit UnionShare Certificates (CDs)CD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.08%APY$832 over 24 months on $10,000Requirements
Product: Minimum balance requirements to open - Share Certificates (CDs) - $1,000. Early withdrawal penalties amounting to 3% of the total withdrawal amount. Withdrawal of dividends prior to maturity reduces earnings.
Offer: Term: 2 Years.
4.00% interest rate · Effective Oct 15, 2026
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More details - Windthorst Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: Early withdrawal fee for Share Certificates 1 Year & Under: 90 days dividend; Greater than 1 Year: 180 days dividend. Rates subject to change without notice.
Offer: Dividend Paid Monthly, Check Disbursement, Transfer to Shares, Roll Back to Certificate
4.00% interest rate · Effective Oct 8, 2026
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More details - 4.07%APY$831 over 24 months on $10,000
4.00% interest rate · Effective Oct 22, 2026
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More details - Bloomington Municipal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: Minimum balance $1000 required. Penalty for early withdrawal. Dividends compounded monthly.
Offer: $1000.00 minimum balance is required. There is a penalty for early withdrawal. Dividends compounded monthly.
4.00% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank