Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 316–330 results
- Chiphone Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
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4.20%APY$858 over 24 months on $10,000Requirements
Product: Dividends compounded daily and credited monthly to certificate or savings account. Substantial penalty for early withdrawal. May be assessed an Annual Fee, Transfer Fee, and Termination Fee.
4.11% interest rate · Compounded daily · Effective Sep 24, 2024
Rate checked
More details - Bank of BenningtonCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: All Certificates of Deposit are subject to penalty for early withdrawal. No minimum balance required to earn the posted Annual Percentage Yields (APY).
4.11% interest rate · Effective Aug 31, 2026
Rate checked
More details - First National Bank of PanaCD SpecialCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.19%APY$856 over 24 months on $10,000Requirements
Product: Call or stop in for full details. Special terms available: 6, 12, 18, 24, 30, and 36 months. Min deposit $1000.
Offer: 24 mo-4.19% APY. Min deposit $1000.
Rate checked
More details - The Banks of Buffalo Gillette Sheridan24 Month CDCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.19%APY$856 over 24 months on $10,000Requirements
Product: APY is subject to change. A penalty may be imposed for early withdrawal.
Offer: APY is subject to change. A penalty may be imposed for early withdrawal.
4.10% interest rate
Rate checked
More details - Galaxy Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.19%APY$856 over 24 months on $10,000Requirements
Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
Offer: Galaxy FCU reserves the right to discontinue this offer at any time.
4.10% interest rate · Effective Jul 1, 2026
Rate checked
More details - GECUPersonal Smart-Step Certificate Accounts (Variable rate)CD · 24 months · $2,500 min · 4.18%–4.28% by balance
Credit union · Add a location to see nearby branches
4.18%APY$853 over 24 months on $10,000Requirements
Product: Variable rate. Smart-Step certificate accounts offer an option to increase the dividends during each term to current rate in effect upon written request. 24-month term offers one option to increase the dividend rate during each 24-month term. Membership eligibility is required; $10 share account deposit required.
Offer: Monthly Crediting. Average daily balance requirement of $2,500. One option to increase dividend rate during 24-month term.
4.10% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for Personal Smart-Step Certificate Accounts (Variable rate) Balance APY $2,500 and upYour amount 4.18% $50,000 and up24-month Jumbo. 4.28% Rate checked
More details - Gratiot Community Credit UnionTimed CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.18%APY$853 over 24 months on $10,0004.10% interest rate · Effective Oct 7, 2026
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More details - City National BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.18%APY$853 over 24 months on $10,000Requirements
Product: An additional 0.10% may be added to stated Certificate of Deposit (CD) interest rate for primary or joint owners of a City Preferred checking account at the time the CD is issued or automatically renews (does not apply to IRAs). Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: FIXED RATE - Compounding Monthly. Term 24 months.
4.10% interest rate
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More details - Greenfield Savings BankTraditional Certificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.18%APY$853 over 24 months on $10,000Requirements
Product: Available with a Passbook or Statement Account. Open at any branch. Early withdrawal penalties may be imposed. Minimum balance to obtain APY is based on daily balance.
Offer: 24 Month CD. Minimum balance to obtain APY is based on daily balance.
4.10% interest rate
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More details - Valley Credit UnionTerm Share CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$853 over 24 months on $10,000intro rateRequirements
Product: Compounding monthly. Penalty for early withdrawal. $25 minimum deposit on Regular Savings account required for membership. No setup or maintenance fees.
Offer: Certificate special. Limited time special! Penalty for early withdrawal.
Promotional rate · Effective Oct 1, 2026
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More details - Connecticut State Police Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.18%APY$853 over 24 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Accounts compound monthly.
Offer: Early withdrawal penalty of 60 days dividends. Compounded monthly.
4.10% interest rate · Compounded monthly · Effective Sep 21, 2026
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More details - Abbott Laboratories Employees Credit UnionVariable Rate CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.17%APY$851 over 24 months on $10,000Requirements
Product: Rate varies monthly with the 13-week U.S. Treasury Bill (Index + 0.15%). The rate floor is 0% APY. Early withdrawal penalty may apply.
Offer: APY calculated by Index + 0.15%, where Index is 13-week Treasury Bill rate. Rate floor is 0% APY.
4.09% interest rate · Effective Oct 1, 2026
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More details - Extra Credit UnionFixed-Rate CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.16%APY$850 over 24 months on $10,000Requirements
Product: Extra Credit Union membership required with a minimum deposit of $5 in a regular savings account. No monthly fees. Early withdrawal penalty may apply; 10-day grace period after maturity for auto-renewing certificates.
Offer: Dividends are paid and compounded quarterly. Penalty may be imposed for early withdrawal. 10-day grace period after maturity for auto-renewing certificates.
4.10% interest rate · Compounded quarterly · Effective Oct 16, 2026
Rate checked
More details - Horizon Credit UnionShare Certificates (CDs)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.16%APY$849 over 24 months on $10,000Requirements
Product: Minimum deposit of $500 required to open a certificate of deposit. Investment account for 6-month to 60-month term. Quarterly interest compounded or deposited into a share or checking account. Automatically renewable with a 10-day grace period. Early withdrawal penalty of 90 days interest for maturity 12 months or less, or 180 days interest for maturity over 12 months. $25 to start a membership account.
Offer: $500 minimum deposit required. Certificate of Deposit Rates are subject to change daily.
4.10% interest rate · Effective Oct 20, 2026
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More details - Commercial BankPersonal Certificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.16%APY$849 over 24 months on $10,000Requirements
Product: Fixed rate paid until maturity date. Minimum opening balance of $1,000. Interest compounded and credited quarterly (credited at maturity if term is less than three months). Daily balance method used to calculate interest. Automatically renewable with a 10-day grace period for terms over 14 days, and 1-day grace period for 14-day terms. Early withdrawal penalty applies: 1 month of interest for terms 14-90 days, 3 months of interest for terms 91 days to 1 year, and 6 months of interest for terms greater than 1 year.
Offer: Oasis Specials CD. Term: 24 Month.
4.10% interest rate · Effective Oct 1, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,628 CDs at 4,044 banks and credit unions · checked Oct 22–23
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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- Synchrony BankBank