Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1351–1365 of 4,640 results
- Glynn County Federal Employees Credit UnionShare Certificate AccountsCD · 24 months · $4,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: No maintenance fee. Certificates range from 3 to 24 months (with 36-month option on rate schedule).
Offer: 24 Months term. Minimum deposit of $4,000 with one-year maturity or more.
3.50% interest rate · Effective Jan 1, 2025
Rate checked
More details - Southcoast Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,0003.50% interest rate · Effective Feb 14, 2025
Rate checked
More details - Post Office Employees Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000with conditionsRequirements
Product: Minimum deposit of $1,000 to open a Certificate of Deposit. Dividends are paid monthly. Rate boosts available via CD Loyalty Special / Reward Qualifications: +0.50% dividend rate for active Visa (open/active 90 days, min 2 transactions/mo over previous 3 mos), +0.50% dividend rate for active Checking (open/active 90 days, min 4 transactions/mo over previous 3 mos), and +0.25% dividend rate for enrolling in e-Statements on or before opening CD (max loyalty reward = 1.25%).
Offer: Base Rate + 0.75% (e.g. active account parameters + e-Statements)
Qualified rate · 3.50% interest rate · Effective Mar 19, 2025
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More details - Metropolitan Services Credit UnionCertificates of DepositCD · 24 months · $2,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000intro rateRequirements
Product: Dividends paid at maturity. Minimum deposit is $2,000.
Promotional rate · 3.55% interest rate
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More details - Postal Family Credit Union, Inc.Regular Share CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Dividends are credited monthly on the 1st of the month and at maturity. Early withdrawal penalties apply.
3.50% interest rate · Effective Feb 21, 2024
Rate checked
More details - The Finest Federal Credit UnionShare Certificates (CDs)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Membership eligibility includes NYS (City, State, Federal) Law Enforcement personnel, retirees, and family members. $500 minimum deposit. Fixed rate. Dividends compound daily and are paid monthly. Automatically renews upon maturity with a 7 business day grace period. Penalty for early withdrawal is 90 days of simple interest at the certificate rate. Insured up to $250,000 by NCUA.
Effective Mar 29, 2024
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More details - Education First Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Dividends are compounded monthly. A penalty may be assessed for early withdrawal before maturity.
3.50% interest rate · Compounded monthly
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More details - Member Preferred Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Minimum Certificate balance is $500.00. Early withdrawal penalty is 90 days for 12 month term and less, 180 days for over 12 month terms.
3.50% interest rate · Effective Jan 1, 2026
Rate checked
More details - First State BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Offer: Penalties apply for early withdrawals.
3.50% interest rate · Effective Sep 10, 2026
Rate checked
More details - Bridgeport Police FCUTerm Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$724 over 24 months on $10,000Requirements
Product: Early withdrawal penalties apply. Fees could reduce earnings and features on the account. Rates are subject to change at any time without notice. Can be opened with as little as $1,000.
Offer: Early withdrawal penalties apply. Fees could reduce earnings and features on the account. Rates subject to change.
3.50% interest rate · Balance cap $79,999.99 · Effective Sep 27, 2023
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More details - New Horizon Federal Credit UnionSHARE CERTIFICATESCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$724 over 24 months on $10,000Effective Oct 1, 2026
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More details - Firestone Federal Credit UnionTerm ShareCD · 24 months · $5,000 min
Credit union · Add a location to see nearby branches
3.56%APY$724 over 24 months on $10,000Requirements
Product: Compounding frequency: Monthly. Early withdrawal penalty applies.
Offer: Compounding frequency: Monthly. Early withdrawal penalty applies.
3.50% interest rate · Effective Sep 24, 2026
Rate checked
More details - Cottonwood Community Federal Credit UnionTerm CertificatesCD · 12–36 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APYRequirements
Product: $500.00 minimum balance on all Term Certificates. Dividends paid quarterly from certificate origination or renewal date. Early withdrawal penalties may apply.
Offer: Student certificate. Dividends paid quarterly from certificate origination or renewal date.
3.55% interest rate · Effective Dec 1, 2025
Rate checked
More details - Texas Trust Credit UnionTerm Share CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$723 over 24 months on $10,000Requirements
Product: Membership eligibility required. Must maintain a primary share account with a $5 balance. Deposits are not permitted during term of certificate.
3.49% interest rate · Effective Oct 5, 2026
Rate checked
More details - Priority Trust Credit UnionCertificates of Deposit AccountsCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$723 over 24 months on $10,000Requirements
Product: Interest is compounded and credited monthly. Minimum amount to open a Certificate is $1,000. APY assumes dividends remain in the account until maturity. Withdrawals or fees reduce earnings. All accounts must remain open through the end of the dividend period or maturity date to be paid accrued dividends. Early withdrawal penalty may apply. Non-promotional balances $50,000+ increase dividend rate by 15 basis points (0.15%).
3.49% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank