Credit union · NCUA insured
Metropolitan Services Credit Union CD Rates
Metropolitan Services Credit Union’s best CD rate is 4.00% APY on a 7-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Metropolitan Services Credit Union’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Metropolitan Services Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Metropolitan Services Credit Union
4.00%APY
- Term
- 7 months
- Minimum
- $2,000
- Earns on $10,000
- $231
Certificates of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Metropolitan Services Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.26%
- 16–30 months16–30 mo3.56%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Metropolitan Services Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 5 terms
Dividends paid at maturity. Minimum deposit is $2,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.01% | $149 |
| 7 monthsLimited time CD Special. Only available when using funds currently held outside of the Credit Union. Online application is for current MSCU members only; non-members must call | 4.00% | $231 |
| 12 months | 3.26% | $326 |
| 18 months | 3.51% | $531 |
| 24 months | 3.56% | $725 |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
Youth CD
3.01%APY · 1 term
Parent, grandparent, or guardian must be a joint owner/co-signer on the account and already an existing member of the Credit Union. Dividends paid at maturity.
| Term | APY · $500 and up | APY · $500 – $1,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.01% | — | 3.01% | $149 |
| 6 monthsNEW Youth CD special. Limit of one CD per member. Special Certificate of Deposit rates are for new money only | — | 8.00% | —8.00% $500–$1k | — |
Sources (4)
All captured Sep 18, 2026
IRA Certificates of Deposit
Up to 3.56%APY · 2 terms
Minimum deposit is $2,000. Call (651) 602-8105 to open a new IRA CD.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.26% | $326 |
| 24 months | 3.56% | $725 |
Sources (1)
- mymscu.org/rates-fees · captured Sep 18, 2026
Who can join Metropolitan Services Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.