Best 2-year CD rates

Requirements

Product: All CDs listed are fixed rate CDs. A penalty may be imposed for early withdrawal of principal during the term of a CD. Interest is accrued on the full daily balance.

Requirements

Product: Early withdrawal penalties may apply. FiCare offers rate matching with local competitor financial institutions subject to matching terms and requirements.

Requirements

Product: Must be a member of On Tap Credit Union. Dividends compounded monthly, credited monthly. Early withdrawal penalties apply. Dividend withdrawal allowed. Additional deposits not permitted.

Requirements

Product: Must be or become a member of Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. Variable dividend rate adjusts monthly based on the Federal Funds Rate as of the last business day of the month (minimum dividend rate 2.50% / APY 2.53%, maximum dividend rate 5.50% / APY 5.64%). Early withdrawal penalty may apply.

Offer: Variable dividend rate adjusts monthly based on the Federal Funds Rate as of the last business day of the month; minimum dividend rate 2.50% (APY 2.53%), maximum dividend rate 5.50% (APY 5.64%).

Requirements

Product: Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

Offer: Term: 2 Years.

Requirements

Product: Minimum opening balance requirements of $500, $5,000 or $50,000, depending on term of deposit. No monthly service charges. Withdrawal of funds prior to maturity may be subject to penalty.

Offer: Penalty will or may be imposed for early withdrawal.

Requirements

Product: Add money as you go

Offer: Add money as you go

Requirements

Product: With a minimum opening balance of $500, savings grow from 3 months to 5 years. No additional deposits can be made once the account is open. Fixed rate for the term; penalty may be assessed for early withdrawal.

Requirements

Product: Penalty may be imposed for early withdrawal. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Rates are subject to change.

Requirements

Product: Standard Term CDs will automatically renew on the maturity date. Unless the original is a CD Special, each renewal term will be the same as the original one. If the original CD term is less than 1 year and not a CD Special, additional deposits can be made. CD specials renew at the closest lower non-CD Special term. Penalties apply for early withdrawal. Fees may reduce earnings.

Requirements

Product: Minimum deposit $500. Terms 6 months to 5 years. One time dividend rate increase (bump) allowed during term upon request to the prevailing regular certificate rate of same term length. Not automatically renewed to bump option; at maturity renews to a Regular Certificate of same term length without bump option unless withdrawn during 10-day grace period. Early withdrawal penalty applies. Dividends compounded quarterly, paid at maturity.

Offer: One-time bump option; automatic renewal to regular certificate

Requirements

Product: Early withdrawal penalty may apply; fees could reduce earnings. Most CDs renew automatically at maturity with a 10-day grace period. No minimum balance required to earn interest.

Requirements

Product: Dividends compounded daily. Funds in certificates are insured up to $250,000 by the NCUA.

Offer: APY is based on $10,000; your APY may vary slightly. Compounded daily.

Requirements

Product: Dividends are calculated daily and paid monthly. Early withdrawal penalty: certificates with 12-month maturity or less carry a 60-day forfeiture of dividends; over one year carry a 90-day forfeiture of dividends. Dividend penalty will never exceed dividends actually earned. No monthly service fee.

Offer: Term 24 to 35 months (7400).

Requirements

Product: Requires membership with a non-refundable $1 joining fee and $25 refundable savings deposit. A minimum balance of $2,500.00 is required to open and earn dividends. Early withdrawal penalty is 180 days of dividends.

Offer: Early withdrawal penalty is 180 days of dividends.