Bank · FDIC insured
Farmers State Bank CD Rates
Farmers State Bank’s best CD rate is 4.10% APY on an 18-month CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Farmers State Bank’s CD rates compare
Compared with banks and credit unions near Colorado Springs, CO, where Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank
4.10%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $621
Certificates of Deposit (CDs)
Top rate
Academy Bank
4.40%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $667
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Farmers State Bank CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.17%
- 9–15 months9–15 mo3.03%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo3.12%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.10%APY · 7 terms
Standard Term CDs will automatically renew on the maturity date. Unless the original is a CD Special, each renewal term will be the same as the original one. If the original CD term is less than 1 year and not a CD Special, additional deposits can be made. CD specials renew at the closest lower non-CD Special term. Penalties apply for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.17% | $157 |
| 12 months | 3.03% | $303 |
| 18 months18 Months Special. Limited time offer. Renews at closest lower non-CD Special term | 4.10% | $621 |
| 24 months | 3.95% | $806 |
| 30 months30 Months Special. Limited time offer. Renews at closest lower non-CD Special term | 4.00% | $1,030 |
| 36 months | 3.07% | $950 |
| 60 months | 3.12% | $1,660 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.