Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 211–225 results
- SalemVA Credit UnionShare CertificateCD · 12 months · $10,000 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Terms range from 6 months to 5 years. Low $1,000 minimum. There could be a substantial penalty for early withdrawal. Fees could reduce the earnings on the account.
4.17% interest rate · Effective Oct 15, 2026
Rate checked
More details - PrimeSource Credit UnionCertificate AccountsCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Rates listed apply to member depositors only.
Offer: Rates listed apply to member depositors only.
Effective Oct 15, 2026
Rate checked
More details - NIHFCUCertificateCD · 12 months · $500 min · 4.25%–4.75% by balance
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Dividends compounded daily and credited monthly. Early withdrawal penalties apply. Renewal rates at maturity will be at the prevailing rates and may be higher or lower than the maturing certificate rate.
4.16% interest rate · Compounded daily · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificate Balance APY $500 and up 4.25% $10,000 and upYour amount 4.25% $100,000 and up12-month jumbo certificate cannot be opened online. Visit any branch or call 1-800-877-6440 for support. 4.75% Rate checked
More details - Landings Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Dividends calculated and credited monthly using Daily Balance Method. Early withdrawal penalty may apply. Fees could reduce earnings.
Effective Sep 23, 2026
Rate checked
More details - NHFCUShare Certificate of DepositCD · 12 months · $5,000 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000intro rateRequirements
Offer: Promotional rate requires a $5,000 minimum new deposit. 90 day interest early withdrawal penalty applies.
Promotional rate
Rate checked
More details - Rhode Island Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Minimum opening deposit of $500 required. Terms ranging from 3 months to 42 months. Early withdrawal penalty may apply.
Offer: Assumes interest remains on deposit until maturity. Early withdrawal penalty may apply.
4.18% interest rate · Effective Oct 8, 2026
Rate checked
More details - Amerant BankCertificates of DepositCD · 12 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000intro rateRequirements
Product: Advertised rates apply only in the state of Florida for domestic accounts. CD must be opened with new funds deposited into Amerant Bank. For accounts opened at a Banking Center location: minimum balance to open and obtain APY is $10,000 up to a maximum of $500,000. For accounts opened online: minimum balance to open and obtain APY is $500 up to a maximum of $250,000. Individual customers must be U.S. citizens or resident aliens with a valid U.S. Taxpayer Identification Number. No monthly service fee. Early withdrawal penalties apply.
Offer: Promotional CD offer valid for Florida residents. Must open account by 2026-11-10 to get promotional rate. Minimum $10,000 deposit and balance from external source required. Maximum deposit $250,000 per account ($500,000 per customer). Account must be opened online or in-branch. Personal accounts only. 10-day rate guarantee.
Promotional rate · Balance cap $250,000 · Effective Oct 9, 2026
Rate checked
More details - Pittsford Federal Credit UnionCertificatesCD · 12 months · $50 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Dividends compounded and credited monthly to regular share account. Early withdrawal penalty applies: lesser of dividends since issuance/renewal or 90 days dividends for terms under 24 months; lesser of dividends since issuance/renewal or 180 days dividends for terms 24 months or greater.
4.25% interest rate · Balance cap $89,999.99 · Effective Oct 7, 2026
Rate checked
More details - Signal FinancialShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Membership required ($5 one-time membership share). Fixed dividend rate. Option to extend term by 6 months or more at prevailing rate. Dividends compounded daily and credited monthly. Penalties apply for early withdrawal. Fees may reduce earnings.
Offer: Dividends compounded daily and credited monthly. Penalties apply for early withdrawal. Membership required.
4.16% interest rate · Compounded daily · Effective Oct 7, 2026
Rate checked
More details - Rave FinancialShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Dividends paid monthly. Account dividends are earned on the daily balance. Rates quoted and corresponding APY's are based on the last paid dividend rates and are subject to change monthly without notice.
Offer: Dividends paid monthly.
4.17% interest rate · Effective Oct 6, 2026
Rate checked
More details - Community Resource Credit UnionCertificates of DepositCD · 12 months · $100 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: CRCU membership required. Penalty for early withdrawal. Fees may reduce earnings. Jumbo rates are no longer offered. You may add on to your certificate at any time during the term not to exceed $10,000.00 (does not apply to IRA and HSA Certificates). Non-transferable and non-negotiable.
4.16% interest rate · Effective Sep 30, 2026
Rate checked
More details - F&A Credit UnionCertificatesCD · 12 months · $1,000 min · 4.25%–4.35% by balance
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Must agree to receive paperless eStatements for premium rate. Early withdrawal penalty applies. Automatic renewal available. Federally insured up to $250,000.
Offer: $1,000 Minimum Deposit tier. Dividend rate 4.16%. Must agree to receive paperless eStatements.
4.16% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 4.25% $50,000 and upDividend rate 4.26%. 4.35% Rate checked
More details - OceanAir Federal Credit UnionTerm Share CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Must meet membership and account criteria. Early withdrawal penalties apply.
Offer: Requires Epic Premium Checking. If closed prior to maturity, rate reduces to prevailing rate as of opening date.
4.17% interest rate
Rate checked
More details - The Ohio Valley Bank CompanyLimited Time CD SpecialsCD · 12–18 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APYintro rateRequirements
Product: All certificates are automatically renewable. $5,000.00 initial deposit required except those age 18 and under may open with $500. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. Public funds over $250,000.00 excluded from this offer.
Offer: 12 thru 18 Month Certificate of Deposit. $5,000.00 initial deposit required except those age 18 and under may open with $500. Public funds over $250,000.00 excluded.
Promotional rate · 4.16% interest rate · Effective Oct 5, 2026
Rate checked
More details - Fasson Employees' Federal Credit UnionCertificate AccountsCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: Available to all U.S. employees of Avery Dennison Corporation and their family members.
Offer: Dividends are paid at maturity. Additional deposits are not allowed.
4.25% interest rate · Effective Sep 23, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,317 CDs at 4,380 banks and credit unions · checked Oct 16–23
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.41%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank